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Marketplace health plans in Putnam County, FL — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Putnam County, Florida has 60 Marketplace health plans from 3 insurers: 19 bronze, 24 silver, 13 gold, 3 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $765.04 per month; the lowest bronze premium is $587.07.
What changed vs 2026
- Benchmark silver premium down $3.25 a month (−0.4%) from 2026
- 2 more plans than 2026
- Lowest bronze premium up $19.87 a month
Market snapshot
- Residents under 65
- 57,277
- Insurers
- 3
- Plans by metal level
- 19 bronze, 24 silver, 13 gold, 3 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $765.04/mo
- Lowest bronze premium, age 40, before subsidies
- $587.07/mo
- Lowest gold premium, age 40, before subsidies
- $798.39/mo
- Lowest silver deductible
- $3,575
- Lowest out-of-pocket maximum
- $4,075
Insurers in the county
- Florida Blue HMO (a BlueCross BlueShield FL company) — 27 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter Health — 19 plans (Bronze, Silver, Gold)
- Florida Blue (BlueCross BlueShield FL) — 14 plans (Bronze, Silver, Gold, Platinum)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) (30252FL0210014) | Florida Blue HMO (a BlueCross BlueShield FL company) | HMO | $469.19 | $12,000 | $12,000 | 1 |
| Bronze | myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) (30252FL0210020) | Florida Blue HMO (a BlueCross BlueShield FL company) | HMO | $587.07 | $11,975 | $12,000 | 19 |
| Silver | Clarity Silver (49004FL0010031) | Ambetter Health | HMO | $724.24 | $8,000 | $9,400 | 24 |
| Gold | Signature Gold (49004FL0010013) | Ambetter Health | HMO | $798.39 | $2,500 | $8,600 | 13 |
| Platinum | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) (16842FL0260005) | Florida Blue (BlueCross BlueShield FL) | PPO | $3,144.58 | $1,500 | $4,250 | 3 |
One plan per metal level shown, of 60 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $598.63 | $627.35 | $679.43 | $765.04 | $1,069.13 | $1,624.65 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.