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Marketplace health plans in Franklin County, FL — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Franklin County, Florida has 68 Marketplace health plans from 4 insurers: 21 bronze, 27 silver, 15 gold, 4 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $675.46 per month; the lowest bronze premium is $528.21.
What changed vs 2026
- Benchmark silver premium up $22.66 a month (+3.5%) from 2026
- 2 more plans than 2026
- Lowest bronze premium up $45.77 a month
Market snapshot
- Residents under 65
- 9,227
- Insurers
- 4
- Plans by metal level
- 21 bronze, 27 silver, 15 gold, 4 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $675.46/mo
- Lowest bronze premium, age 40, before subsidies
- $528.21/mo
- Lowest gold premium, age 40, before subsidies
- $706.89/mo
- Lowest silver deductible
- $3,575
- Lowest out-of-pocket maximum
- $4,075
Insurers in the county
- Florida Blue HMO (a BlueCross BlueShield FL company) — 27 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter Health — 19 plans (Bronze, Silver, Gold)
- Florida Blue (BlueCross BlueShield FL) — 14 plans (Bronze, Silver, Gold, Platinum)
- Capital Health Plan — 8 plans (Bronze, Silver, Gold, Platinum)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) (30252FL0210014) | Florida Blue HMO (a BlueCross BlueShield FL company) | HMO | $430.84 | $12,000 | $12,000 | 1 |
| Bronze | Signature Expanded Bronze (49004FL0010001) | Ambetter Health | HMO | $528.21 | $7,500 | $12,000 | 21 |
| Silver | Clarity Silver (49004FL0010031) | Ambetter Health | HMO | $641.24 | $8,000 | $9,400 | 27 |
| Gold | Signature Gold (49004FL0010013) | Ambetter Health | HMO | $706.89 | $2,500 | $8,600 | 15 |
| Platinum | Capital Health Plan HMO Platinum 4000 (66966FL0050008) | Capital Health Plan | HMO | $1,074.96 | $0 | $5,900 | 4 |
One plan per metal level shown, of 68 plans in the county.
Benchmark silver premium by age
The benchmark plan (Capital Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $528.53 | $553.90 | $599.88 | $675.46 | $943.96 | $1,434.43 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.