Home › Agent Hub › Agent Tools › Marketplace plans by county › Florida › Marion County
Agent Tools
Marketplace health plans in Marion County, FL — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Marion County, Florida has 173 Marketplace health plans from 8 insurers: 57 bronze, 60 silver, 41 gold, 14 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $693.08 per month; the lowest bronze premium is $514.37.
What changed vs 2025
- Benchmark silver premium up $201.30 a month (+40.9%) from 2025
- 14 more plans than 2025
- Insurers entered: Molina Healthcare, Oscar Health Maintenance Organization of Florida
- Insurers exited: Health First Commercial Plans, Inc., Oscar Insurance Company of Florida
- Lowest bronze premium up $135.51 a month
Market snapshot
- Residents under 65
- 285,289
- Insurers
- 8
- Plans by metal level
- 57 bronze, 60 silver, 41 gold, 14 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $693.08/mo
- Lowest bronze premium, age 40, before subsidies
- $514.37/mo
- Lowest gold premium, age 40, before subsidies
- $639.85/mo
- Lowest silver deductible
- $1,850
- Lowest out-of-pocket maximum
- $2,250
Insurers in the county
- Florida Blue HMO (a BlueCross BlueShield FL company) — 39 plans (Bronze, Silver, Gold, Platinum)
- Florida Blue (BlueCross BlueShield FL) — 33 plans (Bronze, Silver, Gold, Platinum)
- Ambetter Health — 19 plans (Bronze, Silver, Gold)
- Molina Healthcare — 19 plans (Bronze, Silver, Gold)
- Oscar Health Maintenance Organization of Florida — 19 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- AvMed — 14 plans (Bronze, Silver, Gold, Platinum)
- Wellpoint — 13 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Wellpoint Essential Catastrophic (+ Incentives) (44228FL0040004) | Wellpoint | HMO | $547.81 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits (21525FL0010006) | Oscar Health Maintenance Organization of Florida | HMO | $514.37 | $9,000 | $10,600 | 57 |
|---|
| Silver | Clarity Silver (49004FL0010031) | Ambetter Health | HMO | $655.55 | $8,000 | $8,400 | 60 |
|---|
| Gold | Gold Simple | with AdventHealth (21525FL0010023) | Oscar Health Maintenance Organization of Florida | HMO | $639.85 | $3,000 | $9,950 | 41 |
|---|
| Platinum | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) (16842FL0120062) | Florida Blue (BlueCross BlueShield FL) | EPO | $1,063.30 | $1,000 | $4,000 | 14 |
|---|
One plan per metal level shown, of 173 plans in the county.
Benchmark silver premium by age
The benchmark plan (Molina Healthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $542.32 | $568.35 | $615.53 | $693.08 | $968.58 | $1,471.85 |
Nearby counties
Agent Tools
Free tools for licensed agents working Marion County.
Get free agent tools
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.