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Marketplace health plans in Kalawao County, HI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Kalawao County, Hawaii has 16 Marketplace health plans from 2 insurers: 4 bronze, 4 silver, 5 gold, 3 platinum. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $593.73 per month; the lowest bronze premium is $447.65.
What changed vs 2026
- Benchmark silver premium up $50.67 a month (+9.3%) from 2026
- 1 fewer plan than 2026
- Lowest bronze premium up $33.73 a month
Market snapshot
- Residents under 65
- 53
- Insurers
- 2
- Plans by metal level
- 4 bronze, 4 silver, 5 gold, 3 platinum
- Benchmark silver premium, age 40, before subsidies
- $593.73/mo
- Lowest bronze premium, age 40, before subsidies
- $447.65/mo
- Lowest gold premium, age 40, before subsidies
- $596.76/mo
- Lowest silver deductible
- $3,000
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Kaiser Permanente — 10 plans (Bronze, Silver, Gold, Platinum)
- HMSA — 6 plans (Bronze, Silver, Gold, Platinum)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | KP HI Standard Bronze 7500/50 HSA (60612HI0110020) | Kaiser Permanente | HMO | $447.65 | $7,500 | $12,000 | 4 |
| Silver | KP HI Standard Silver 6400/40 (60612HI0110019) | Kaiser Permanente | HMO | $568.21 | $6,400 | $10,300 | 4 |
| Gold | KP HI Standard Gold 2500/30 (60612HI0110018) | Kaiser Permanente | HMO | $596.76 | $2,500 | $8,600 | 5 |
| Platinum | KP HI Standard Platinum 0/20 (60612HI0110017) | Kaiser Permanente | HMO | $744.22 | $0 | $5,900 | 3 |
One plan per metal level shown, of 16 plans in the county.
Benchmark silver premium by age
The benchmark plan (Kaiser Permanente) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $464.58 | $486.88 | $527.30 | $593.73 | $829.74 | $1,260.87 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.