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Marketplace health plans in Maui County, HI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Maui County, Hawaii has 17 Marketplace health plans from 2 insurers: 4 bronze, 4 silver, 5 gold, 3 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $543.06 per month; the lowest bronze premium is $413.92.
What changed vs 2025
- Benchmark silver premium up $48.65 a month (+9.8%) from 2025
- Lowest bronze premium up $41.05 a month
Market snapshot
- Residents under 65
- 130,393
- Insurers
- 2
- Plans by metal level
- 4 bronze, 4 silver, 5 gold, 3 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $543.06/mo
- Lowest bronze premium, age 40, before subsidies
- $413.92/mo
- Lowest gold premium, age 40, before subsidies
- $542.13/mo
- Lowest silver deductible
- $3,000
- Lowest out-of-pocket maximum
- $4,000
Insurers in the county
- Kaiser Permanente — 10 plans (Bronze, Silver, Gold, Platinum)
- HMSA — 7 plans (Catastrophic, Bronze, Silver, Gold, Platinum)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
| Catastrophic | HMSA Catastrophic Plan (18350HI0880003) | HMSA | PPO | $296.87 | $10,600 | $10,600 | 1 |
| Bronze | KP HI Standard Bronze 7500/50 (60612HI0110020) | Kaiser Permanente | HMO | $413.92 | $7,500 | $10,000 | 4 |
| Silver | KP HI Standard Silver 6000/40 (60612HI0110019) | Kaiser Permanente | HMO | $532.95 | $6,000 | $8,900 | 4 |
| Gold | KP HI Standard Gold 2000/30 (60612HI0110018) | Kaiser Permanente | HMO | $542.13 | $2,000 | $8,200 | 5 |
| Platinum | KP HI Standard Platinum 0/10 (60612HI0110017) | Kaiser Permanente | HMO | $690.85 | $0 | $5,200 | 3 |
One plan per metal level shown, of 17 plans in the county.
Benchmark silver premium by age
The benchmark plan (Kaiser Permanente) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
| $424.93 | $445.33 | $482.30 | $543.06 | $758.92 | $1,153.26 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.