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Marketplace health plans in Plymouth County, IA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Plymouth County, Iowa has 16 Marketplace health plans from 2 insurers: 6 bronze, 6 silver, 4 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $600.11 per month; the lowest bronze premium is $406.60.
What changed vs 2026
- Benchmark silver premium up $147.38 a month (+32.6%) from 2026
- 20 fewer plans than 2026
- Insurers exited: Medica
- Lowest bronze premium up $68.68 a month
Market snapshot
- Residents under 65
- 20,651
- Insurers
- 2
- Plans by metal level
- 6 bronze, 6 silver, 4 gold
- Benchmark silver premium, age 40, before subsidies
- $600.11/mo
- Lowest bronze premium, age 40, before subsidies
- $406.60/mo
- Lowest gold premium, age 40, before subsidies
- $584.70/mo
- Lowest silver deductible
- $5,000
- Lowest out-of-pocket maximum
- $8,000
Insurers in the county
- Oscar Insurance Company — 9 plans (Bronze, Silver, Gold)
- Wellmark Health Plan of Iowa, Inc. — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Wellmark Bronze Traditional HMO (25896IA0370005) | Wellmark Health Plan of Iowa, Inc. | HMO | $406.60 | $7,200 | $11,500 | 6 |
| Silver | Hy-Vee Health with Oscar Silver Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care (45819IA0010066) | Oscar Insurance Company | EPO | $595.38 | $6,400 | $10,300 | 6 |
| Gold | Wellmark Standard Gold HMO (25896IA0370014) | Wellmark Health Plan of Iowa, Inc. | HMO | $584.70 | $2,500 | $8,600 | 4 |
One plan per metal level shown, of 16 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $469.58 | $492.11 | $532.96 | $600.11 | $838.65 | $1,274.41 |
Nearby counties
Agent Tools
Free tools for licensed agents working Plymouth County.
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.