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Marketplace health plans in Woodbury County, IA — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Woodbury County, Iowa has 19 Marketplace health plans from 2 insurers: 7 bronze, 7 silver, 5 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $595.38 per month; the lowest bronze premium is $405.43.

What changed vs 2026

  • Benchmark silver premium up $142.65 a month (+31.5%) from 2026
  • 39 fewer plans than 2026
  • Insurers exited: Ambetter Health, Medica
  • Lowest bronze premium up $67.51 a month

Market snapshot

Residents under 65
89,383
Insurers
2
Plans by metal level
7 bronze, 7 silver, 5 gold
Benchmark silver premium, age 40, before subsidies
$595.38/mo
Lowest bronze premium, age 40, before subsidies
$405.43/mo
Lowest gold premium, age 40, before subsidies
$530.23/mo
Lowest silver deductible
$5,000
Lowest out-of-pocket maximum
$8,000

Insurers in the county

  • Wellmark Health Plan of Iowa, Inc. — 10 plans (Bronze, Silver, Gold)
  • Oscar Insurance Company — 9 plans (Bronze, Silver, Gold)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
BronzeWellmark Bronze Standard | UnityPoint Health (25896IA0370015)Wellmark Health Plan of Iowa, Inc.HMO$405.43$7,500$12,0007
SilverWellmark Silver Primary Care | UnityPoint Health (25896IA0370010)Wellmark Health Plan of Iowa, Inc.HMO$554.90$5,700$8,5007
GoldWellmark Gold Primary Care | UnityPoint Health (25896IA0370011)Wellmark Health Plan of Iowa, Inc.HMO$530.23$2,300$8,5005

One plan per metal level shown, of 19 plans in the county.

Benchmark silver premium by age

The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$465.88$488.23$528.76$595.38$832.04$1,264.36

Nearby counties

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About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.