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Marketplace health plans in Ringgold County, IA — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Ringgold County, Iowa has 54 Marketplace health plans from 5 insurers: 19 bronze, 17 silver, 17 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $568.88 per month; the lowest bronze premium is $408.82.
What changed vs 2025
- Benchmark silver premium up $119.45 a month (+26.6%) from 2025
- 1 fewer plan than 2025
- Lowest bronze premium up $69.88 a month
Market snapshot
- Residents under 65
- 3,546
- Insurers
- 5
- Plans by metal level
- 19 bronze, 17 silver, 17 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $568.88/mo
- Lowest bronze premium, age 40, before subsidies
- $408.82/mo
- Lowest gold premium, age 40, before subsidies
- $560.15/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Ambetter Health — 16 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 12 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 10 plans (Catastrophic, Bronze, Silver, Gold)
- Medica — 9 plans (Bronze, Silver, Gold)
- Wellmark Health Plan of Iowa, Inc. — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Secure (45819IA0010058) | Oscar Insurance Company | EPO | $398.68 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Wellmark Bronze Traditional HMO (25896IA0370005) | Wellmark Health Plan of Iowa, Inc. | HMO | $408.82 | $7,200 | $9,900 | 19 |
|---|
| Silver | Standard Silver (48286IA0010020) | Ambetter Health | HMO | $562.60 | $6,000 | $8,900 | 17 |
|---|
| Gold | Wellmark Gold Traditional HMO (25896IA0370006) | Wellmark Health Plan of Iowa, Inc. | HMO | $560.15 | $1,750 | $7,500 | 17 |
|---|
One plan per metal level shown, of 54 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $445.14 | $466.50 | $505.22 | $568.88 | $795.01 | $1,208.09 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.