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Marketplace health plans in Calcasieu Parish, LA — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Calcasieu Parish, Louisiana has 44 Marketplace health plans from 4 insurers: 17 bronze, 12 silver, 15 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $658.35 per month; the lowest bronze premium is $467.60.
What changed vs 2025
- Benchmark silver premium up $112.40 a month (+20.6%) from 2025
- 3 fewer plans than 2025
- Lowest bronze premium up $52.81 a month
Market snapshot
- Residents under 65
- 173,769
- Insurers
- 4
- Plans by metal level
- 17 bronze, 12 silver, 15 gold
- Benchmark silver premium, age 40, before subsidies
- $658.35/mo
- Lowest bronze premium, age 40, before subsidies
- $467.60/mo
- Lowest gold premium, age 40, before subsidies
- $718.28/mo
- Lowest silver deductible
- $3,200
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Ambetter from Louisiana Healthcare Connections — 16 plans (Bronze, Silver, Gold)
- CHRISTUS Health Plan — 13 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
- HMO Louisiana — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | CHRISTUS Value Bronze (98780LA0220003) | CHRISTUS Health Plan | HMO | $467.60 | $10,600 | $10,600 | 17 |
|---|
| Silver | CHRISTUS Standard Silver (98780LA0220006) | CHRISTUS Health Plan | HMO | $653.56 | $6,000 | $8,900 | 12 |
|---|
| Gold | Standard Gold (90787LA0010011) | Ambetter from Louisiana Healthcare Connections | EPO | $718.28 | $2,000 | $8,300 | 15 |
|---|
One plan per metal level shown, of 44 plans in the county.
Benchmark silver premium by age
The benchmark plan (CHRISTUS Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $515.14 | $539.87 | $584.68 | $658.35 | $920.04 | $1,398.09 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.