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Marketplace health plans in Vernon Parish, LA — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Vernon Parish, Louisiana has 28 Marketplace health plans from 3 insurers: 11 bronze, 8 silver, 9 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $710.71 per month; the lowest bronze premium is $504.79.
What changed vs 2025
- Benchmark silver premium up $100.94 a month (+16.6%) from 2025
- 2 fewer plans than 2025
- Lowest bronze premium up $72.56 a month
Market snapshot
- Residents under 65
- 40,523
- Insurers
- 3
- Plans by metal level
- 11 bronze, 8 silver, 9 gold
- Benchmark silver premium, age 40, before subsidies
- $710.71/mo
- Lowest bronze premium, age 40, before subsidies
- $504.79/mo
- Lowest gold premium, age 40, before subsidies
- $778.49/mo
- Lowest silver deductible
- $3,200
- Lowest out-of-pocket maximum
- $8,300
Insurers in the county
- CHRISTUS Health Plan — 13 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
- HMO Louisiana — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | CHRISTUS Value Bronze (98780LA0220003) | CHRISTUS Health Plan | HMO | $504.79 | $10,600 | $10,600 | 11 |
|---|
| Silver | CHRISTUS Standard Silver (98780LA0220006) | CHRISTUS Health Plan | HMO | $705.54 | $6,000 | $8,900 | 8 |
|---|
| Gold | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits (19636LA0220005) | HMO Louisiana | POS | $778.49 | $1,000 | $9,700 | 9 |
|---|
One plan per metal level shown, of 28 plans in the county.
Benchmark silver premium by age
The benchmark plan (CHRISTUS Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $556.11 | $582.81 | $631.19 | $710.71 | $993.22 | $1,509.29 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.