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Marketplace health plans in East Baton Rouge Parish, LA — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, East Baton Rouge Parish, Louisiana has 59 Marketplace health plans from 5 insurers: 21 bronze, 20 silver, 18 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $619.57 per month; the lowest bronze premium is $424.24.
What changed vs 2025
- Benchmark silver premium up $124.47 a month (+25.1%) from 2025
- 7 more plans than 2025
- Insurers entered: AmeriHealth Caritas Next
- Lowest bronze premium up $40.74 a month
Market snapshot
- Residents under 65
- 383,841
- Insurers
- 5
- Plans by metal level
- 21 bronze, 20 silver, 18 gold
- Benchmark silver premium, age 40, before subsidies
- $619.57/mo
- Lowest bronze premium, age 40, before subsidies
- $424.24/mo
- Lowest gold premium, age 40, before subsidies
- $653.14/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Ambetter from Louisiana Healthcare Connections — 16 plans (Bronze, Silver, Gold)
- HMO Louisiana — 14 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0230012) | HMO Louisiana | POS | $424.24 | $9,900 | $10,600 | 21 |
|---|
| Silver | Standard Silver (90787LA0010010) | Ambetter from Louisiana Healthcare Connections | EPO | $611.59 | $6,000 | $8,900 | 20 |
|---|
| Gold | Standard Gold (90787LA0010011) | Ambetter from Louisiana Healthcare Connections | EPO | $653.14 | $2,000 | $8,300 | 18 |
|---|
One plan per metal level shown, of 59 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Louisiana Healthcare Connections) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $484.81 | $508.07 | $550.24 | $619.57 | $865.85 | $1,315.74 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.