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Marketplace health plans in West Baton Rouge Parish, LA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, West Baton Rouge Parish, Louisiana has 64 Marketplace health plans from 5 insurers: 22 bronze, 22 silver, 20 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $710.02 per month; the lowest bronze premium is $477.90.
What changed vs 2026
- Benchmark silver premium up $90.45 a month (+14.6%) from 2026
- 5 more plans than 2026
- Lowest bronze premium up $53.66 a month
Market snapshot
- Residents under 65
- 23,820
- Insurers
- 5
- Plans by metal level
- 22 bronze, 22 silver, 20 gold
- Benchmark silver premium, age 40, before subsidies
- $710.02/mo
- Lowest bronze premium, age 40, before subsidies
- $477.90/mo
- Lowest gold premium, age 40, before subsidies
- $771.32/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,150
Insurers in the county
- Ambetter from Louisiana Healthcare Connections — 19 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- HMO Louisiana — 14 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0230012) | HMO Louisiana | POS | $477.90 | $9,900 | $12,000 | 22 |
| Silver | Community Blue 80/60 $3400 with 2 $0 PCP Virtual Visits (19636LA0230008) | HMO Louisiana | POS | $706.45 | $3,400 | $10,000 | 22 |
| Gold | Signature Gold (90787LA0010011) | Ambetter from Louisiana Healthcare Connections | EPO | $771.32 | $2,500 | $8,700 | 20 |
One plan per metal level shown, of 64 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Louisiana Healthcare Connections) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $555.58 | $582.24 | $630.57 | $710.02 | $992.25 | $1,507.81 |
Nearby counties
- Iberville Parish
- East Baton Rouge Parish
- Pointe Coupee Parish
- West Feliciana Parish
- Ascension Parish
- St. Martin Parish
Agent Tools
Free tools for licensed agents working West Baton Rouge Parish.
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.