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Marketplace health plans in Lincoln Parish, LA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Lincoln Parish, Louisiana has 38 Marketplace health plans from 4 insurers: 14 bronze, 12 silver, 12 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $791.63 per month; the lowest bronze premium is $551.78.
What changed vs 2026
- Benchmark silver premium down $6.92 a month (−0.9%) from 2026
- 10 more plans than 2026
- Insurers entered: AmeriHealth Caritas Next
- Lowest bronze premium up $31.99 a month
Market snapshot
- Residents under 65
- 41,296
- Insurers
- 4
- Plans by metal level
- 14 bronze, 12 silver, 12 gold
- Benchmark silver premium, age 40, before subsidies
- $791.63/mo
- Lowest bronze premium, age 40, before subsidies
- $551.78/mo
- Lowest gold premium, age 40, before subsidies
- $792.64/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,700
Insurers in the county
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
- HMO Louisiana — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (38246LA0010001) | AmeriHealth Caritas Next | HMO | $551.78 | $12,000 | $12,000 | 14 |
| Silver | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (38246LA0010008) | AmeriHealth Caritas Next | HMO | $780.17 | $5,000 | $12,000 | 12 |
| Gold | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (38246LA0010009) | AmeriHealth Caritas Next | HMO | $792.64 | $1,000 | $10,000 | 12 |
One plan per metal level shown, of 38 plans in the county.
Benchmark silver premium by age
The benchmark plan (AmeriHealth Caritas Next) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $619.44 | $649.16 | $703.05 | $791.63 | $1,106.30 | $1,681.12 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.