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Marketplace health plans in Union Parish, LA — 2027

What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.

In 2027, Union Parish, Louisiana has 42 Marketplace health plans from 4 insurers: 15 bronze, 14 silver, 13 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $788.51 per month; the lowest bronze premium is $533.41.

What changed vs 2026

  • Benchmark silver premium up $59.14 a month (+8.1%) from 2026
  • 10 more plans than 2026
  • Insurers entered: AmeriHealth Caritas Next
  • Lowest bronze premium up $59.89 a month

Market snapshot

Residents under 65
16,171
Insurers
4
Plans by metal level
15 bronze, 14 silver, 13 gold
Benchmark silver premium, age 40, before subsidies
$788.51/mo
Lowest bronze premium, age 40, before subsidies
$533.41/mo
Lowest gold premium, age 40, before subsidies
$792.64/mo
Lowest silver deductible
$0
Lowest out-of-pocket maximum
$8,700

Insurers in the county

  • UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
  • HMO Louisiana — 11 plans (Bronze, Silver, Gold)
  • AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
  • Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)

Lowest age-40 premium per metal level, before subsidies

Metal levelPlanInsurerPlan typeMonthly premium, age 40DeductibleOut-of-pocket maximumPlans at this level
BronzePrecision Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (M) (19636LA0610017)HMO LouisianaPOS$533.41$9,900$12,00015
SilverAmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (38246LA0010008)AmeriHealth Caritas NextHMO$780.17$5,000$12,00014
GoldAmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (38246LA0010009)AmeriHealth Caritas NextHMO$792.64$1,000$10,00013

One plan per metal level shown, of 42 plans in the county.

Benchmark silver premium by age

The benchmark plan (HMO Louisiana) at each age, individual, non-tobacco, before any premium tax credit.

Age 21Age 27Age 30Age 40Age 50Age 60
$616.99$646.61$700.28$788.51$1,101.94$1,674.51

Nearby counties

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About this data

Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.

This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.