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Marketplace health plans in Rapides Parish, LA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Rapides Parish, Louisiana has 28 Marketplace health plans from 3 insurers: 11 bronze, 8 silver, 9 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $800.47 per month; the lowest bronze premium is $568.55.
What changed vs 2026
- Benchmark silver premium up $89.76 a month (+12.6%) from 2026
- Lowest bronze premium up $63.76 a month
Market snapshot
- Residents under 65
- 105,841
- Insurers
- 3
- Plans by metal level
- 11 bronze, 8 silver, 9 gold
- Benchmark silver premium, age 40, before subsidies
- $800.47/mo
- Lowest bronze premium, age 40, before subsidies
- $568.55/mo
- Lowest gold premium, age 40, before subsidies
- $780.13/mo
- Lowest silver deductible
- $3,300
- Lowest out-of-pocket maximum
- $8,700
Insurers in the county
- CHRISTUS Health Plan — 13 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
- HMO Louisiana — 7 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | CHRISTUS Value Bronze (98780LA0220003) | CHRISTUS Health Plan | HMO | $568.55 | $12,000 | $12,000 | 11 |
| Silver | CHRISTUS Standard Silver (98780LA0220006) | CHRISTUS Health Plan | HMO | $794.65 | $6,400 | $10,300 | 8 |
| Gold | CHRISTUS Gold Essential (98780LA0220012) | CHRISTUS Health Plan | HMO | $780.13 | $3,950 | $10,500 | 9 |
One plan per metal level shown, of 28 plans in the county.
Benchmark silver premium by age
The benchmark plan (CHRISTUS Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $626.35 | $656.41 | $710.91 | $800.47 | $1,118.66 | $1,699.91 |
Nearby counties
Agent Tools
Free tools for licensed agents working Rapides Parish.
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.