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Marketplace health plans in St. James Parish, LA — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, St. James Parish, Louisiana has 42 Marketplace health plans from 4 insurers: 15 bronze, 14 silver, 13 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $755.66 per month; the lowest bronze premium is $537.17.
What changed vs 2026
- Benchmark silver premium up $83.57 a month (+12.4%) from 2026
- 10 more plans than 2026
- Insurers entered: AmeriHealth Caritas Next
- Lowest bronze premium up $60.30 a month
Market snapshot
- Residents under 65
- 15,661
- Insurers
- 4
- Plans by metal level
- 15 bronze, 14 silver, 13 gold
- Benchmark silver premium, age 40, before subsidies
- $755.66/mo
- Lowest bronze premium, age 40, before subsidies
- $537.17/mo
- Lowest gold premium, age 40, before subsidies
- $808.60/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,700
Insurers in the county
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- HMO Louisiana — 11 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible (19636LA0220020) | HMO Louisiana | POS | $537.17 | $9,900 | $12,000 | 15 |
| Silver | Blue Connect 80/60 $3400 with 2 $0 PCP Virtual Visits (N) (19636LA0240007) | HMO Louisiana | POS | $734.52 | $3,400 | $10,000 | 14 |
| Gold | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (38246LA0010009) | AmeriHealth Caritas Next | HMO | $808.60 | $1,000 | $10,000 | 13 |
One plan per metal level shown, of 42 plans in the county.
Benchmark silver premium by age
The benchmark plan (HMO Louisiana) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $591.28 | $619.66 | $671.10 | $755.66 | $1,056.03 | $1,604.73 |
Nearby counties
- Ascension Parish
- Assumption Parish
- St. John the Baptist Parish
- St. Charles Parish
- Livingston Parish
- Iberville Parish
Agent Tools
Free tools for licensed agents working St. James Parish.
- Medicare plan intelligence for St. James Parish
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.