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Marketplace health plans in St. John the Baptist Parish, LA — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, St. John the Baptist Parish, Louisiana has 48 Marketplace health plans from 4 insurers: 17 bronze, 16 silver, 15 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $589.76 per month; the lowest bronze premium is $453.28.
What changed vs 2025
- Benchmark silver premium up $112.60 a month (+23.6%) from 2025
- 1 fewer plan than 2025
- Lowest bronze premium up $88.34 a month
Market snapshot
- Residents under 65
- 34,355
- Insurers
- 4
- Plans by metal level
- 17 bronze, 16 silver, 15 gold
- Benchmark silver premium, age 40, before subsidies
- $589.76/mo
- Lowest bronze premium, age 40, before subsidies
- $453.28/mo
- Lowest gold premium, age 40, before subsidies
- $621.72/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Ambetter from Louisiana Healthcare Connections — 16 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- HMO Louisiana — 11 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Louisiana — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Standard Expanded Bronze (90787LA0010009) | Ambetter from Louisiana Healthcare Connections | EPO | $453.28 | $7,500 | $10,000 | 17 |
|---|
| Silver | Standard Silver (90787LA0010010) | Ambetter from Louisiana Healthcare Connections | EPO | $582.17 | $6,000 | $8,900 | 16 |
|---|
| Gold | Standard Gold (90787LA0010011) | Ambetter from Louisiana Healthcare Connections | EPO | $621.72 | $2,000 | $8,300 | 15 |
|---|
One plan per metal level shown, of 48 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Louisiana Healthcare Connections) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $461.48 | $483.62 | $523.77 | $589.76 | $824.19 | $1,252.44 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.