Home › Agent Hub › Agent Tools › Marketplace plans by county › Michigan › Ionia County
Agent Tools
Marketplace health plans in Ionia County, MI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Ionia County, Michigan has 27 Marketplace health plans from 3 insurers: 9 bronze, 9 silver, 7 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $792.28 per month; the lowest bronze premium is $485.35.
What changed vs 2026
- Benchmark silver premium up $87.63 a month (+12.4%) from 2026
- 9 fewer plans than 2026
- Insurers exited: Blue Cross Blue Shield of Michigan Mutual Insurance Company
- Lowest bronze premium down $3.97 a month
Market snapshot
- Residents under 65
- 56,052
- Insurers
- 3
- Plans by metal level
- 9 bronze, 9 silver, 7 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $792.28/mo
- Lowest bronze premium, age 40, before subsidies
- $485.35/mo
- Lowest gold premium, age 40, before subsidies
- $802.20/mo
- Lowest silver deductible
- $2,000
- Lowest out-of-pocket maximum
- $8,000
Insurers in the county
- Blue Care Network of Michigan — 10 plans (Catastrophic, Bronze, Silver, Gold)
- McLaren Health Plan Community — 9 plans (Catastrophic, Bronze, Silver, Gold)
- Priority Health — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | MHP Young Adult/Catastrophic (74917MI0020004) | McLaren Health Plan Community | HMO | $516.41 | $12,000 | $12,000 | 2 |
| Bronze | MyPriority Essential Bronze (29698MI0541250) | Priority Health | HMO | $485.35 | $9,000 | $12,000 | 9 |
| Silver | MyPriority Premier Silver (29698MI0541260) | Priority Health | HMO | $769.85 | $5,500 | $10,500 | 9 |
| Gold | Blue Cross® Preferred HMO Gold Saver (98185MI0180009) | Blue Care Network of Michigan | HMO | $802.20 | $1,100 | $9,900 | 7 |
One plan per metal level shown, of 27 plans in the county.
Benchmark silver premium by age
The benchmark plan (Priority Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $619.94 | $649.70 | $703.63 | $792.28 | $1,107.21 | $1,682.52 |
Nearby counties
Agent Tools
Free tools for licensed agents working Ionia County.
- Medicare plan intelligence for Ionia County
- Compare with another county
- All agent tools
- Download plan list (CSV)
- Alert me when plans change here
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.