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Marketplace health plans in Clinton County, MI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Clinton County, Michigan has 44 Marketplace health plans from 4 insurers: 14 bronze, 13 silver, 13 gold, 4 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $710.02 per month; the lowest bronze premium is $473.75.
What changed vs 2026
- Benchmark silver premium up $91.93 a month (+14.9%) from 2026
- 2 more plans than 2026
- Lowest bronze premium up $57.54 a month
Market snapshot
- Residents under 65
- 64,655
- Insurers
- 4
- Plans by metal level
- 14 bronze, 13 silver, 13 gold, 4 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $710.02/mo
- Lowest bronze premium, age 40, before subsidies
- $473.75/mo
- Lowest gold premium, age 40, before subsidies
- $670.34/mo
- Lowest silver deductible
- $2,000
- Lowest out-of-pocket maximum
- $8,000
Insurers in the county
- Blue Care Network of Michigan — 17 plans (Catastrophic, Bronze, Silver, Gold)
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — 10 plans (Catastrophic, Bronze, Silver, Gold)
- McLaren Health Plan Community — 9 plans (Catastrophic, Bronze, Silver, Gold)
- Priority Health — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | MHP Young Adult/Catastrophic (74917MI0020004) | McLaren Health Plan Community | HMO | $408.77 | $12,000 | $12,000 | 4 |
| Bronze | Blue Cross® Select HMO Bronze Saver HSA (98185MI0440019) | Blue Care Network of Michigan | HMO | $473.75 | $11,000 | $11,000 | 14 |
| Silver | Blue Cross® Select HMO Silver Saver (98185MI0440017) | Blue Care Network of Michigan | HMO | $677.76 | $5,000 | $9,000 | 13 |
| Gold | Blue Cross® Select HMO Gold Saver (98185MI0440025) | Blue Care Network of Michigan | HMO | $670.34 | $1,100 | $9,900 | 13 |
One plan per metal level shown, of 44 plans in the county.
Benchmark silver premium by age
The benchmark plan (McLaren Health Plan Community) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $555.57 | $582.24 | $630.58 | $710.02 | $992.26 | $1,507.83 |
Nearby counties
Agent Tools
Free tools for licensed agents working Clinton County.
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.