Home › Agent Hub › Agent Tools › Marketplace plans by county › Michigan › Shiawassee County
Agent Tools
Marketplace health plans in Shiawassee County, MI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Shiawassee County, Michigan has 61 Marketplace health plans from 5 insurers: 20 bronze, 19 silver, 18 gold, 4 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $633.12 per month; the lowest bronze premium is $427.08.
What changed vs 2026
- Benchmark silver premium up $118.72 a month (+23.1%) from 2026
- 6 more plans than 2026
- Lowest bronze premium up $46.15 a month
Market snapshot
- Residents under 65
- 54,518
- Insurers
- 5
- Plans by metal level
- 20 bronze, 19 silver, 18 gold, 4 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $633.12/mo
- Lowest bronze premium, age 40, before subsidies
- $427.08/mo
- Lowest gold premium, age 40, before subsidies
- $644.05/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,000
Insurers in the county
- Blue Care Network of Michigan — 17 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — 10 plans (Catastrophic, Bronze, Silver, Gold)
- McLaren Health Plan Community — 9 plans (Catastrophic, Bronze, Silver, Gold)
- Priority Health — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | MHP Young Adult/Catastrophic (74917MI0020004) | McLaren Health Plan Community | HMO | $417.46 | $12,000 | $12,000 | 4 |
| Bronze | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) (71667MI0060001) | UnitedHealthcare | HMO | $427.08 | $11,750 | $11,750 | 20 |
| Silver | UHC Silver Value- (Virtual Urgent Care, No Referrals) (71667MI0060002) | UnitedHealthcare | HMO | $622.19 | $4,000 | $10,800 | 19 |
| Gold | Blue Cross® Select HMO Gold Saver (98185MI0440025) | Blue Care Network of Michigan | HMO | $644.05 | $1,100 | $9,900 | 18 |
One plan per metal level shown, of 61 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $495.40 | $519.18 | $562.28 | $633.12 | $884.79 | $1,344.52 |
Nearby counties
Agent Tools
Free tools for licensed agents working Shiawassee County.
- Medicare plan intelligence for Shiawassee County
- Compare with another county
- All agent tools
- Download plan list (CSV)
- Alert me when plans change here
Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.