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Marketplace health plans in Benton County, MS — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Benton County, Mississippi has 48 Marketplace health plans from 5 insurers: 18 bronze, 16 silver, 14 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $644.59 per month; the lowest bronze premium is $588.79.
What changed vs 2025
- Benchmark silver premium up $160.20 a month (+33.1%) from 2025
- 10 fewer plans than 2025
- Insurers entered: Oscar Health Plan, Inc.
- Insurers exited: Primewell Health Services of Mississippi
- Lowest bronze premium up $140.19 a month
Market snapshot
- Residents under 65
- 5,996
- Insurers
- 5
- Plans by metal level
- 18 bronze, 16 silver, 14 gold
- Benchmark silver premium, age 40, before subsidies
- $644.59/mo
- Lowest bronze premium, age 40, before subsidies
- $588.79/mo
- Lowest gold premium, age 40, before subsidies
- $811.62/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Ambetter from Magnolia Health — 14 plans (Bronze, Silver, Gold)
- Cigna Healthcare — 10 plans (Bronze, Silver, Gold)
- Oscar Health Plan, Inc. — 7 plans (Bronze, Silver, Gold)
- Molina Healthcare — 2 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Connect Bronze 8500 Indiv Med Deductible (56766MS0010002) | Cigna Healthcare | EPO | $588.79 | $8,500 | $10,600 | 18 |
|---|
| Silver | Silver Simple (20635MS0010005) | Oscar Health Plan, Inc. | HMO | $640.11 | $6,300 | $9,300 | 16 |
|---|
| Gold | Standard Gold (90714MS0010065) | Ambetter from Magnolia Health | HMO | $811.62 | $2,000 | $8,200 | 14 |
|---|
One plan per metal level shown, of 48 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Health Plan, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $504.38 | $528.58 | $572.46 | $644.59 | $900.81 | $1,368.87 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.