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Marketplace health plans in Franklin County, MS — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Franklin County, Mississippi has 31 Marketplace health plans from 3 insurers: 11 bronze, 8 silver, 12 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $708.60 per month; the lowest bronze premium is $586.33.
What changed vs 2025
- Benchmark silver premium up $228.51 a month (+47.6%) from 2025
- 17 fewer plans than 2025
- Insurers exited: Primewell Health Services of Mississippi
- Lowest bronze premium up $140.54 a month
Market snapshot
- Residents under 65
- 5,981
- Insurers
- 3
- Plans by metal level
- 11 bronze, 8 silver, 12 gold
- Benchmark silver premium, age 40, before subsidies
- $708.60/mo
- Lowest bronze premium, age 40, before subsidies
- $586.33/mo
- Lowest gold premium, age 40, before subsidies
- $850.24/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Ambetter from Magnolia Health — 14 plans (Bronze, Silver, Gold)
- Molina Healthcare — 2 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | UHC Bronze Essential (No Referrals) (97560MS0030033) | UnitedHealthcare | HMO | $586.33 | $10,600 | $10,600 | 11 |
|---|
| Silver | Standard Silver (90714MS0010064) | Ambetter from Magnolia Health | HMO | $683.97 | $6,000 | $8,900 | 8 |
|---|
| Gold | Standard Gold (90714MS0010065) | Ambetter from Magnolia Health | HMO | $850.24 | $2,000 | $8,200 | 12 |
|---|
One plan per metal level shown, of 31 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Magnolia Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $554.47 | $581.07 | $629.31 | $708.60 | $990.27 | $1,504.80 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.