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Medicare plans in Franklin County, MS — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Franklin County, Mississippi has 50 Medicare plans (18 Medicare Advantage with drug coverage, 5 without, 9 standalone Part D, 18 Special Needs) from 6 carriers. 31 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,800.

What changed vs 2026

  • 5 more plans than 2026
  • $0-premium plans up 12
  • Average star rating up 0.2

Market snapshot

Residents 65 and older
1,641
Residents 60–64, aging in over the next five years
490
Medicare eligibles
2,085
Medicare Advantage penetration
36.7%
Plans per 1,000 residents 65+
30.5

Carriers by number of plans

  • Humana — 19 plans
  • UnitedHealthcare — 16 plans
  • Aetna Medicare — 8 plans
  • Healthy Mississippi, Inc. — 4 plans
  • Wellcare — 2 plans
  • HealthSpring — 1 plan

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
Humana Dual QMB Only (PPO D-SNP) (H7617-082-0)HumanaSNPPPO D-SNP$0$500$9,8504.5
Humana Dual Select H7617-083 (PPO D-SNP) (H7617-083-0)HumanaSNPPPO D-SNP$0$250$9,8504.5
Humana USAA Honor Giveback (PPO) (H7617-086-0)HumanaMAPPO$0$4,7004.5
Humana Value Choice (PPO) (H7617-085-0)HumanaMA-PDPPO$0$700$6,0004.5
HumanaChoice SNP-DE H7617-084 (PPO D-SNP) (H7617-084-0)HumanaSNPPPO D-SNP$0$200$9,8504.5
Humana Basic Rx Plan (PDP) (S5884-142-0)HumanaPDPPDP$6.30$7004.5
Humana Value Plus H7617-087 (PPO) (H7617-087-0)HumanaMA-PDPPO$6.30$700$8,6004.5
Humana Value Rx Plan (PDP) (S5884-199-0)HumanaPDPPDP$59.90$6874.5
Humana Premier Rx Plan (PDP) (S5884-166-0)HumanaPDPPDP$109.20$3504.5
AARP Medicare Advantage Direct OTC from UHC MS-8 (HMO-POS) (H5253-222-0)UnitedHealthcareMA-PDHMO-POS$0$440$5,9004.0

Showing 10 of 50 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.