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Marketplace health plans in Davie County, NC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Davie County, North Carolina has 83 Marketplace health plans from 6 insurers: 33 bronze, 31 silver, 19 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $545.64 per month; the lowest bronze premium is $420.11.
What changed vs 2025
- Benchmark silver premium up $115.77 a month (+26.9%) from 2025
- 24 fewer plans than 2025
- Insurers exited: Aetna CVS Health, CareSource, WellCare of North Carolina
- Lowest bronze premium up $92.38 a month
Market snapshot
- Residents under 65
- 34,347
- Insurers
- 6
- Plans by metal level
- 33 bronze, 31 silver, 19 gold
- Benchmark silver premium, age 40, before subsidies
- $545.64/mo
- Lowest bronze premium, age 40, before subsidies
- $420.11/mo
- Lowest gold premium, age 40, before subsidies
- $558.35/mo
- Lowest silver deductible
- $400
- Lowest out-of-pocket maximum
- $7,500
Insurers in the county
- Blue Cross and Blue Shield of NC — 24 plans (Bronze, Silver, Gold)
- Ambetter of North Carolina — 14 plans (Bronze, Silver, Gold)
- Oscar Health Plan of North Carolina, Inc — 14 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- Cigna Healthcare — 10 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Everyday Bronze with Atrium Health (77264NC0010049) | Ambetter of North Carolina | HMO | $420.11 | $8,450 | $10,150 | 33 |
|---|
| Silver | Standard Silver with Atrium Health (77264NC0010060) | Ambetter of North Carolina | HMO | $540.11 | $6,000 | $8,900 | 31 |
|---|
| Gold | Standard Gold with Atrium Health (77264NC0010061) | Ambetter of North Carolina | HMO | $558.35 | $2,000 | $8,200 | 19 |
|---|
One plan per metal level shown, of 83 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter of North Carolina) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $426.96 | $447.44 | $484.59 | $545.64 | $762.53 | $1,158.73 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.