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Marketplace health plans in Surry County, NC — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Surry County, North Carolina has 53 Marketplace health plans from 3 insurers: 20 bronze, 16 silver, 17 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $672.76 per month; the lowest bronze premium is $489.61.
What changed vs 2026
- Benchmark silver premium up $76.97 a month (+12.9%) from 2026
- 5 more plans than 2026
- Lowest bronze premium up $39.14 a month
Market snapshot
- Residents under 65
- 56,678
- Insurers
- 3
- Plans by metal level
- 20 bronze, 16 silver, 17 gold
- Benchmark silver premium, age 40, before subsidies
- $672.76/mo
- Lowest bronze premium, age 40, before subsidies
- $489.61/mo
- Lowest gold premium, age 40, before subsidies
- $638.81/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $8,600
Insurers in the county
- Blue Cross and Blue Shield of NC — 30 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (17414NC0010004) | AmeriHealth Caritas Next | HMO | $489.61 | $12,000 | $12,000 | 20 |
| Silver | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (17414NC0010013) | AmeriHealth Caritas Next | HMO | $649.41 | $5,000 | $12,000 | 16 |
| Gold | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals (17414NC0010014) | AmeriHealth Caritas Next | HMO | $638.81 | $1,000 | $10,000 | 17 |
One plan per metal level shown, of 53 plans in the county.
Benchmark silver premium by age
The benchmark plan (AmeriHealth Caritas Next) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $526.43 | $551.68 | $597.48 | $672.76 | $940.18 | $1,428.69 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.