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Marketplace health plans in Surry County, NC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Surry County, North Carolina has 48 Marketplace health plans from 3 insurers: 19 bronze, 17 silver, 12 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $595.79 per month; the lowest bronze premium is $450.47.
What changed vs 2025
- Benchmark silver premium up $165.92 a month (+38.6%) from 2025
- 2 more plans than 2025
- Insurers exited: WellCare of North Carolina
- Lowest bronze premium up $122.74 a month
Market snapshot
- Residents under 65
- 56,678
- Insurers
- 3
- Plans by metal level
- 19 bronze, 17 silver, 12 gold
- Benchmark silver premium, age 40, before subsidies
- $595.79/mo
- Lowest bronze premium, age 40, before subsidies
- $450.47/mo
- Lowest gold premium, age 40, before subsidies
- $609.93/mo
- Lowest silver deductible
- $400
- Lowest out-of-pocket maximum
- $8,200
Insurers in the county
- Blue Cross and Blue Shield of NC — 27 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 13 plans (Bronze, Silver, Gold)
- AmeriHealth Caritas Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | AmeriHealth Caritas Next Bronze Essential + No Referrals (17414NC0010004) | AmeriHealth Caritas Next | HMO | $450.47 | $10,600 | $10,600 | 19 |
|---|
| Silver | AmeriHealth Caritas Next Silver Essential + No Referrals (17414NC0010013) | AmeriHealth Caritas Next | HMO | $590.72 | $6,100 | $9,000 | 17 |
|---|
| Gold | AmeriHealth Caritas Next Gold Signature + No Referrals (17414NC0010009) | AmeriHealth Caritas Next | HMO | $609.93 | $2,000 | $8,200 | 12 |
|---|
One plan per metal level shown, of 48 plans in the county.
Benchmark silver premium by age
The benchmark plan (AmeriHealth Caritas Next) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $466.19 | $488.57 | $529.13 | $595.79 | $832.61 | $1,265.23 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.