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Marketplace health plans in Adams County, OH — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Adams County, Ohio has 99 Marketplace health plans from 6 insurers: 32 bronze, 34 silver, 33 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $511.93 per month; the lowest bronze premium is $434.52.
What changed vs 2025
- Benchmark silver premium up $94.90 a month (+22.8%) from 2025
- Insurers exited: Aetna CVS Health
- Lowest bronze premium up $83.72 a month
Market snapshot
- Residents under 65
- 22,311
- Insurers
- 6
- Plans by metal level
- 32 bronze, 34 silver, 33 gold
- Benchmark silver premium, age 40, before subsidies
- $511.93/mo
- Lowest bronze premium, age 40, before subsidies
- $434.52/mo
- Lowest gold premium, age 40, before subsidies
- $592.01/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,500
Insurers in the county
- Molina Healthcare — 22 plans (Bronze, Silver, Gold)
- CareSource — 21 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Ambetter from Buckeye Health Plan — 16 plans (Bronze, Silver, Gold)
- MedMutual — 12 plans (Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 11 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Bronze $8,300 w/ Virtual & Wellness ON-EX (99969OH0080499) | MedMutual | HMO | $434.52 | $8,300 | $10,000 | 32 |
|---|
| Silver | Molina Silver Saver with Four Free PCP Visits (64353OH0010010) | Molina Healthcare | HMO | $511.67 | $7,000 | $10,150 | 34 |
|---|
| Gold | Molina Gold Core 1640 (64353OH0010001) | Molina Healthcare | HMO | $592.01 | $1,640 | $8,100 | 33 |
|---|
One plan per metal level shown, of 99 plans in the county.
Benchmark silver premium by age
The benchmark plan (Molina Healthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $400.57 | $419.80 | $454.65 | $511.93 | $715.42 | $1,087.15 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.