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Marketplace health plans in Lincoln County, OK — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Lincoln County, Oklahoma has 78 Marketplace health plans from 5 insurers: 25 bronze, 30 silver, 20 gold, 3 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $623.74 per month; the lowest bronze premium is $471.56.
What changed vs 2026
- Benchmark silver premium up $55.80 a month (+9.8%) from 2026
- 7 fewer plans than 2026
- Insurers exited: Mending Health
- Lowest bronze premium up $35.50 a month
Market snapshot
- Residents under 65
- 27,586
- Insurers
- 5
- Plans by metal level
- 25 bronze, 30 silver, 20 gold, 3 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $623.74/mo
- Lowest bronze premium, age 40, before subsidies
- $471.56/mo
- Lowest gold premium, age 40, before subsidies
- $625.24/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,000
Insurers in the county
- Ambetter of Oklahoma — 21 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Oklahoma — 18 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 14 plans (Bronze, Silver, Gold)
- CommunityCare — 10 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | CommunityCare Catastrophic (98905OK0130024) | CommunityCare | HMO | $500.61 | $12,000 | $12,000 | 3 |
| Bronze | Bronze Simple (91908OK0020012) | Oscar Insurance Company | HMO | $471.56 | $9,150 | $12,000 | 25 |
| Silver | MyBlue Silver HMO℠ - Balance (87571OK0510070) | Blue Cross and Blue Shield of Oklahoma | HMO | $623.57 | $7,000 | $10,700 | 30 |
| Gold | MyBlue Gold HMO℠ - Secure (87571OK0510057) | Blue Cross and Blue Shield of Oklahoma | HMO | $625.24 | $1,800 | $7,800 | 20 |
One plan per metal level shown, of 78 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $488.07 | $511.49 | $553.95 | $623.74 | $871.68 | $1,324.60 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.