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Medicare plans in Lincoln County, OK — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Lincoln County, Oklahoma has 69 Medicare plans (28 Medicare Advantage with drug coverage, 8 without, 11 standalone Part D, 22 Special Needs) from 12 carriers. 24 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,450.
Market snapshot
- Residents 65 and older
- 6,633
- Residents 60–64, aging in over the next five years
- 2,593
- Medicare eligibles
- 8,584
- Medicare Advantage penetration
- 43.4%
- Plans per 1,000 residents 65+
- 10.4
Carriers by number of plans
- Humana — 20 plans
- UnitedHealthcare — 13 plans
- GlobalHealth — 7 plans
- Devoted Health — 5 plans
- Wellcare — 5 plans
- Aetna Medicare — 4 plans
- Blue Cross and Blue Shield of IL, NM, OK, TX — 4 plans
- CommunityCare Senior Health Plan (HMO) — 4 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| HealthSpring Preferred Savings (HMO) (H4513-073-0) | HealthSpring | MA-PD | HMO | $0 | $250 | $6,900 | 4.5 |
|---|
| Humana Full Access H7617-053 (PPO) (H7617-053-0) | Humana | MA-PD | PPO | $0 | $420 | $4,900 | 4.5 |
|---|
| HumanaChoice - Diabetes and Heart (PPO C-SNP) (H7617-078-0) | Humana | SNP | PPO C-SNP | $0 | $615 | $6,065 | 4.5 |
|---|
| HumanaChoice Giveback H7617-056 (PPO) (H7617-056-0) | Humana | MA-PD | PPO | $0 | $0 | $7,925 | 4.5 |
|---|
| HumanaChoice SNP-DE H7617-076 (PPO D-SNP) (H7617-076-0) | Humana | SNP | PPO D-SNP | $28.20 | $615 | $9,250 | 4.5 |
|---|
| UHC Dual Complete OK-S001 (PPO D-SNP) (H2001-056-0) | UnitedHealthcare | SNP | PPO D-SNP | $28.20 | $615 | $9,250 | 4.5 |
|---|
| Humana USAA Honor Giveback (PPO) (H7617-012-0) | Humana | MA | PPO | | | $4,700 | 4.5 |
|---|
| AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS) (H5253-173-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $355 | $5,900 | 4.0 |
|---|
| AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) (H5253-204-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $440 | $6,700 | 4.0 |
|---|
| Blue Cross Medicare Advantage Basic (HMO) (H3979-001-0) | Blue Cross and Blue Shield of Oklahoma | MA-PD | HMO | $0 | $450 | $4,200 | 4.0 |
|---|
Showing 10 of 69 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.