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Marketplace health plans in Seminole County, OK — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Seminole County, Oklahoma has 59 Marketplace health plans from 4 insurers: 19 bronze, 24 silver, 15 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $670.45 per month; the lowest bronze premium is $505.42.
What changed vs 2026
- Benchmark silver premium up $78.15 a month (+13.2%) from 2026
- 7 fewer plans than 2026
- Insurers exited: Mending Health
- Lowest bronze premium up $46.77 a month
Market snapshot
- Residents under 65
- 19,169
- Insurers
- 4
- Plans by metal level
- 19 bronze, 24 silver, 15 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $670.45/mo
- Lowest bronze premium, age 40, before subsidies
- $505.42/mo
- Lowest gold premium, age 40, before subsidies
- $695.94/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,000
Insurers in the county
- Ambetter of Oklahoma — 21 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 14 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Oklahoma — 9 plans (Catastrophic, Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Advantage Security PPO℠ - HSA (87571OK0350249) | Blue Cross and Blue Shield of Oklahoma | PPO | $673.12 | $12,000 | $12,000 | 1 |
| Bronze | Bronze Simple (91908OK0020012) | Oscar Insurance Company | HMO | $505.42 | $9,150 | $12,000 | 19 |
| Silver | Silver Simple PCP Saver (91908OK0020014) | Oscar Insurance Company | HMO | $668.52 | $5,750 | $10,000 | 24 |
| Gold | Gold Classic Standard (91908OK0020004) | Oscar Insurance Company | HMO | $695.94 | $2,500 | $8,600 | 15 |
One plan per metal level shown, of 59 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $524.62 | $549.79 | $595.43 | $670.45 | $936.95 | $1,423.79 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.