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Marketplace health plans in Fairfield County, SC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Fairfield County, South Carolina has 68 Marketplace health plans from 5 insurers: 21 bronze, 25 silver, 22 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $536.13 per month; the lowest bronze premium is $415.83.
What changed vs 2025
- Benchmark silver premium up $57.67 a month (+12.1%) from 2025
- 1 more plan than 2025
- Lowest bronze premium up $40.91 a month
Market snapshot
- Residents under 65
- 15,609
- Insurers
- 5
- Plans by metal level
- 21 bronze, 25 silver, 22 gold
- Benchmark silver premium, age 40, before subsidies
- $536.13/mo
- Lowest bronze premium, age 40, before subsidies
- $415.83/mo
- Lowest gold premium, age 40, before subsidies
- $554.36/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $3,400
Insurers in the county
- BlueCross BlueShield of South Carolina — 22 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Molina Healthcare — 12 plans (Silver, Gold)
- Ambetter from Absolute Total Care — 9 plans (Bronze, Silver, Gold)
- First Choice Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Everyday Bronze (79222SC0010011) | Ambetter from Absolute Total Care | HMO | $415.83 | $8,450 | $10,150 | 21 |
|---|
| Silver | Standard Silver (79222SC0010032) | Ambetter from Absolute Total Care | HMO | $530.30 | $6,000 | $8,900 | 25 |
|---|
| Gold | Standard Gold (79222SC0010033) | Ambetter from Absolute Total Care | HMO | $554.36 | $2,000 | $8,200 | 22 |
|---|
One plan per metal level shown, of 68 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Absolute Total Care) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $419.52 | $439.64 | $476.14 | $536.13 | $749.24 | $1,138.54 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.