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Marketplace health plans in Lancaster County, SC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Lancaster County, South Carolina has 68 Marketplace health plans from 5 insurers: 21 bronze, 25 silver, 22 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $604.62 per month; the lowest bronze premium is $496.07.
What changed vs 2025
- Benchmark silver premium up $114.26 a month (+23.3%) from 2025
- 1 more plan than 2025
- Lowest bronze premium up $103.62 a month
Market snapshot
- Residents under 65
- 81,740
- Insurers
- 5
- Plans by metal level
- 21 bronze, 25 silver, 22 gold
- Benchmark silver premium, age 40, before subsidies
- $604.62/mo
- Lowest bronze premium, age 40, before subsidies
- $496.07/mo
- Lowest gold premium, age 40, before subsidies
- $617.01/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $3,400
Insurers in the county
- BlueCross BlueShield of South Carolina — 22 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 17 plans (Bronze, Silver, Gold)
- Molina Healthcare — 12 plans (Silver, Gold)
- Ambetter from Absolute Total Care — 9 plans (Bronze, Silver, Gold)
- First Choice Next — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | First Choice Next Bronze Essential (73107SC0010001) | First Choice Next | HMO | $496.07 | $10,600 | $10,600 | 21 |
|---|
| Silver | Molina Silver Saver (42326SC0010010) | Molina Healthcare | HMO | $601.04 | $7,000 | $10,150 | 25 |
|---|
| Gold | Molina Gold Core 1640 (42326SC0010001) | Molina Healthcare | HMO | $617.01 | $1,640 | $8,100 | 22 |
|---|
One plan per metal level shown, of 68 plans in the county.
Benchmark silver premium by age
The benchmark plan (Molina Healthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $473.10 | $495.81 | $536.97 | $604.62 | $844.95 | $1,283.99 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.