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Marketplace health plans in Lexington County, SC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Lexington County, South Carolina has 52 Marketplace health plans from 3 insurers: 15 bronze, 20 silver, 17 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $593.49 per month; the lowest bronze premium is $400.80.
What changed vs 2025
- Benchmark silver premium up $69.06 a month (+13.2%) from 2025
- 16 fewer plans than 2025
- Insurers exited: UnitedHealthcare
- Lowest bronze premium up $38.52 a month
Market snapshot
- Residents under 65
- 252,798
- Insurers
- 3
- Plans by metal level
- 15 bronze, 20 silver, 17 gold
- Benchmark silver premium, age 40, before subsidies
- $593.49/mo
- Lowest bronze premium, age 40, before subsidies
- $400.80/mo
- Lowest gold premium, age 40, before subsidies
- $621.08/mo
- Lowest silver deductible
- $5,300
- Lowest out-of-pocket maximum
- $3,400
Insurers in the county
- BlueCross BlueShield of South Carolina — 31 plans (Bronze, Silver, Gold)
- Molina Healthcare — 12 plans (Silver, Gold)
- Ambetter from Absolute Total Care — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Blue Congaree Bronze 2 (26065SC0720010) | BlueCross BlueShield of South Carolina | HMO | $400.80 | $10,600 | $10,600 | 15 |
|---|
| Silver | Blue Congaree Silver 2 (26065SC0720003) | BlueCross BlueShield of South Carolina | HMO | $591.64 | $7,900 | $8,800 | 20 |
|---|
| Gold | Blue Congaree Gold 1 (26065SC0720001) | BlueCross BlueShield of South Carolina | HMO | $621.08 | $250 | $8,900 | 17 |
|---|
One plan per metal level shown, of 52 plans in the county.
Benchmark silver premium by age
The benchmark plan (BlueCross BlueShield of South Carolina) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $464.39 | $486.68 | $527.08 | $593.49 | $829.40 | $1,260.36 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.