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Marketplace health plans in Oconee County, SC — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Oconee County, South Carolina has 40 Marketplace health plans from 2 insurers: 15 bronze, 12 silver, 12 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $703.34 per month; the lowest bronze premium is $481.66.
What changed vs 2026
- Benchmark silver premium up $152.06 a month (+27.6%) from 2026
- Lowest bronze premium up $110.24 a month
Market snapshot
- Residents under 65
- 60,454
- Insurers
- 2
- Plans by metal level
- 15 bronze, 12 silver, 12 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $703.34/mo
- Lowest bronze premium, age 40, before subsidies
- $481.66/mo
- Lowest gold premium, age 40, before subsidies
- $744.48/mo
- Lowest silver deductible
- $4,700
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- BlueCross BlueShield of South Carolina — 23 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Absolute Total Care — 17 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | BlueEssentials Catastrophic 1 (26065SC0390001) | BlueCross BlueShield of South Carolina | EPO | $435.05 | $12,000 | $12,000 | 1 |
| Bronze | Blue Reedy Bronze 2 (26065SC0710010) | BlueCross BlueShield of South Carolina | HMO | $481.66 | $10,600 | $10,600 | 15 |
| Silver | Blue Reedy Standard Silver (26065SC0710006) | BlueCross BlueShield of South Carolina | HMO | $699.93 | $6,400 | $10,300 | 12 |
| Gold | Blue Reedy Gold 1 (26065SC0710001) | BlueCross BlueShield of South Carolina | HMO | $744.48 | $250 | $10,000 | 12 |
One plan per metal level shown, of 40 plans in the county.
Benchmark silver premium by age
The benchmark plan (BlueCross BlueShield of South Carolina) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $550.35 | $576.76 | $624.64 | $703.34 | $982.92 | $1,493.64 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.