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Marketplace health plans in Oconee County, SC — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Oconee County, South Carolina has 40 Marketplace health plans from 2 insurers: 15 bronze, 15 silver, 10 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $551.28 per month; the lowest bronze premium is $371.42.
What changed vs 2025
- Benchmark silver premium up $85.31 a month (+18.3%) from 2025
- 9 fewer plans than 2025
- Lowest bronze premium up $49.52 a month
Market snapshot
- Residents under 65
- 60,454
- Insurers
- 2
- Plans by metal level
- 15 bronze, 15 silver, 10 gold
- Benchmark silver premium, age 40, before subsidies
- $551.28/mo
- Lowest bronze premium, age 40, before subsidies
- $371.42/mo
- Lowest gold premium, age 40, before subsidies
- $577.16/mo
- Lowest silver deductible
- $5,300
- Lowest out-of-pocket maximum
- $3,400
Insurers in the county
- BlueCross BlueShield of South Carolina — 31 plans (Bronze, Silver, Gold)
- Ambetter from Absolute Total Care — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Blue Reedy Bronze 2 (26065SC0710010) | BlueCross BlueShield of South Carolina | HMO | $371.42 | $10,600 | $10,600 | 15 |
|---|
| Silver | Blue Reedy Silver 2 (26065SC0710003) | BlueCross BlueShield of South Carolina | HMO | $549.68 | $7,900 | $8,800 | 15 |
|---|
| Gold | Blue Reedy Gold 1 (26065SC0710001) | BlueCross BlueShield of South Carolina | HMO | $577.16 | $250 | $8,900 | 10 |
|---|
One plan per metal level shown, of 40 plans in the county.
Benchmark silver premium by age
The benchmark plan (BlueCross BlueShield of South Carolina) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $431.36 | $452.07 | $489.59 | $551.28 | $770.41 | $1,170.71 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.