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Marketplace health plans in Bexar County, TX — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Bexar County, Texas has 123 Marketplace health plans from 8 insurers: 32 bronze, 46 silver, 43 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $637.05 per month; the lowest bronze premium is $411.55.
What changed vs 2025
- Benchmark silver premium up $147.98 a month (+30.3%) from 2025
- 6 fewer plans than 2025
- Insurers exited: Aetna CVS Health, Molina Healthcare
- Lowest bronze premium up $69.65 a month
Market snapshot
- Residents under 65
- 1,801,157
- Insurers
- 8
- Plans by metal level
- 32 bronze, 46 silver, 43 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $637.05/mo
- Lowest bronze premium, age 40, before subsidies
- $411.55/mo
- Lowest gold premium, age 40, before subsidies
- $532.43/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $5,000
Insurers in the county
- UnitedHealthcare — 25 plans (Bronze, Silver, Gold)
- Oscar Insurance Company — 23 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Texas — 22 plans (Catastrophic, Bronze, Silver, Gold)
- WellPoint — 21 plans (Catastrophic, Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 12 plans (Silver, Gold)
- Baylor Scott and White Health Plan — 9 plans (Bronze, Silver, Gold)
- Imperial Insurance Companies, Inc. — 7 plans (Bronze, Silver, Gold)
- Community First — 4 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Wellpoint Essential Catastrophic (+ Incentives) (47501TX0040006) | WellPoint | HMO | $397.16 | $10,600 | $10,600 | 2 |
|---|
| Bronze | Imperial Preferred Bronze (34826TX0030001) | Imperial Insurance Companies, Inc. | HMO | $411.55 | $9,200 | $9,200 | 32 |
|---|
| Silver | UHC Sanitas Silver Value ($0 Virtual Urgent Care) (70754TX0020008) | UnitedHealthcare | HMO | $636.02 | $2,950 | $7,500 | 46 |
|---|
| Gold | University Community Care Plan by Community First - Gold Plan Standard (63251TX0010002) | Community First | EPO | $532.43 | $2,000 | $8,200 | 43 |
|---|
One plan per metal level shown, of 123 plans in the county.
Benchmark silver premium by age
The benchmark plan (Community First) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $498.48 | $522.40 | $565.77 | $637.05 | $890.28 | $1,352.87 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.