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Marketplace health plans in Kendall County, TX — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Kendall County, Texas has 65 Marketplace health plans from 4 insurers: 15 bronze, 26 silver, 23 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $659.43 per month; the lowest bronze premium is $455.12.
What changed vs 2025
- Benchmark silver premium up $149.62 a month (+29.3%) from 2025
- 6 more plans than 2025
- Insurers exited: Aetna CVS Health
- Lowest bronze premium up $81.66 a month
Market snapshot
- Residents under 65
- 38,678
- Insurers
- 4
- Plans by metal level
- 15 bronze, 26 silver, 23 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $659.43/mo
- Lowest bronze premium, age 40, before subsidies
- $455.12/mo
- Lowest gold premium, age 40, before subsidies
- $572.84/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Oscar Insurance Company — 23 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Texas — 16 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 12 plans (Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Blue Advantage Security HMO℠ 200 (33602TX0460672) | Blue Cross and Blue Shield of Texas | HMO | $549.26 | $10,600 | $10,600 | 1 |
|---|
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care) (40220TX0080045) | UnitedHealthcare | HMO | $455.12 | $10,600 | $10,600 | 15 |
|---|
| Silver | Silver Simple Guided Care (20069TX0510058) | Oscar Insurance Company | HMO | $651.96 | $6,300 | $9,300 | 26 |
|---|
| Gold | Gold Simple Guided Care (20069TX0510064) | Oscar Insurance Company | HMO | $572.84 | $3,300 | $9,950 | 23 |
|---|
One plan per metal level shown, of 65 plans in the county.
Benchmark silver premium by age
The benchmark plan (Oscar Insurance Company) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $516 | $540.75 | $585.65 | $659.43 | $921.55 | $1,400.39 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.