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Marketplace health plans in Parker County, TX — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Parker County, Texas has 66 Marketplace health plans from 5 insurers: 15 bronze, 24 silver, 26 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $793.68 per month; the lowest bronze premium is $516.89.
What changed vs 2025
- Benchmark silver premium up $222.30 a month (+38.9%) from 2025
- 1 fewer plan than 2025
- Insurers exited: Aetna CVS Health
- Lowest bronze premium up $100.77 a month
Market snapshot
- Residents under 65
- 138,813
- Insurers
- 5
- Plans by metal level
- 15 bronze, 24 silver, 26 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $793.68/mo
- Lowest bronze premium, age 40, before subsidies
- $516.89/mo
- Lowest gold premium, age 40, before subsidies
- $673.97/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,250
Insurers in the county
- Blue Cross and Blue Shield of Texas — 16 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
- Ambetter from Superior HealthPlan — 12 plans (Silver, Gold)
- Molina Healthcare — 12 plans (Silver, Gold)
- Oscar Insurance Company — 12 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Blue Advantage Security HMO℠ 200 (33602TX0461077) | Blue Cross and Blue Shield of Texas | HMO | $600.75 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Bronze Simple Breathe Easy with Enhanced COPD Benefits (20069TX0100064) | Oscar Insurance Company | EPO | $516.89 | $9,000 | $10,600 | 15 |
|---|
| Silver | Molina Silver Saver with Four Free PCP Visits (45786TX0020012) | Molina Healthcare | HMO | $785.26 | $7,000 | $10,150 | 24 |
|---|
| Gold | Molina Gold Saver 750 (45786TX0020013) | Molina Healthcare | HMO | $673.97 | $750 | $9,400 | 26 |
|---|
One plan per metal level shown, of 66 plans in the county.
Benchmark silver premium by age
The benchmark plan (Molina Healthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $621.03 | $650.84 | $704.87 | $793.68 | $1,109.16 | $1,685.48 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.