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Marketplace health plans in Palo Pinto County, TX — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Palo Pinto County, Texas has 48 Marketplace health plans from 3 insurers: 13 bronze, 17 silver, 16 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $937.36 per month; the lowest bronze premium is $634.56.
What changed vs 2026
- Benchmark silver premium up $111.61 a month (+13.5%) from 2026
- 6 more plans than 2026
- Lowest bronze premium up $106.21 a month
Market snapshot
- Residents under 65
- 23,287
- Insurers
- 3
- Plans by metal level
- 13 bronze, 17 silver, 16 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $937.36/mo
- Lowest bronze premium, age 40, before subsidies
- $634.56/mo
- Lowest gold premium, age 40, before subsidies
- $829.38/mo
- Lowest silver deductible
- $3,100
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Ambetter from Superior HealthPlan — 17 plans (Bronze, Silver, Gold)
- Blue Cross and Blue Shield of Texas — 16 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Advantage Security HMO℠ - HSA (33602TX0461077) | Blue Cross and Blue Shield of Texas | HMO | $673.51 | $12,000 | $12,000 | 2 |
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) (40220TX0080045) | UnitedHealthcare | HMO | $634.56 | $11,750 | $11,750 | 13 |
| Silver | Streamlined Silver (29418TX0140087) | Ambetter from Superior HealthPlan | EPO | $920.01 | $4,700 | $11,300 | 17 |
| Gold | UHC Gold Standard ($0 Insulin) (40220TX0080024) | UnitedHealthcare | HMO | $829.38 | $2,500 | $8,600 | 16 |
One plan per metal level shown, of 48 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Superior HealthPlan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $733.47 | $768.67 | $832.48 | $937.36 | $1,309.96 | $1,990.61 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.