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Marketplace health plans in Young County, TX — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Young County, Texas has 33 Marketplace health plans from 2 insurers: 9 bronze, 11 silver, 11 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $986.49 per month; the lowest bronze premium is $598.21.
What changed vs 2026
- Benchmark silver premium up $269.41 a month (+37.6%) from 2026
- Lowest bronze premium up $139.39 a month
Market snapshot
- Residents under 65
- 14,202
- Insurers
- 2
- Plans by metal level
- 9 bronze, 11 silver, 11 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $986.49/mo
- Lowest bronze premium, age 40, before subsidies
- $598.21/mo
- Lowest gold premium, age 40, before subsidies
- $841.16/mo
- Lowest silver deductible
- $3,100
- Lowest out-of-pocket maximum
- $6,500
Insurers in the county
- Blue Cross and Blue Shield of Texas — 18 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 15 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | Blue Advantage Security HMO℠ - HSA (33602TX0460678) | Blue Cross and Blue Shield of Texas | HMO | $625.90 | $12,000 | $12,000 | 2 |
| Bronze | Blue Advantage Bronze HMO℠ - Balance HSA (33602TX0460728) | Blue Cross and Blue Shield of Texas | HMO | $598.21 | $11,750 | $11,750 | 9 |
| Silver | Blue Advantage Silver HMO℠ - Balance (33602TX0461112) | Blue Cross and Blue Shield of Texas | HMO | $978.51 | $7,000 | $10,700 | 11 |
| Gold | UHC Gold Standard ($0 Insulin) (40220TX0080024) | UnitedHealthcare | HMO | $841.16 | $2,500 | $8,600 | 11 |
One plan per metal level shown, of 33 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $771.90 | $808.95 | $876.11 | $986.49 | $1,378.61 | $2,094.93 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.