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Marketplace health plans in Young County, TX — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Young County, Texas has 33 Marketplace health plans from 2 insurers: 10 bronze, 11 silver, 11 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $717.08 per month; the lowest bronze premium is $458.82.
What changed vs 2025
- Benchmark silver premium up $195.41 a month (+37.5%) from 2025
- 1 more plan than 2025
- Lowest bronze premium up $87.16 a month
Market snapshot
- Residents under 65
- 14,202
- Insurers
- 2
- Plans by metal level
- 10 bronze, 11 silver, 11 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $717.08/mo
- Lowest bronze premium, age 40, before subsidies
- $458.82/mo
- Lowest gold premium, age 40, before subsidies
- $608.97/mo
- Lowest silver deductible
- $0
- Lowest out-of-pocket maximum
- $7,500
Insurers in the county
- Blue Cross and Blue Shield of Texas — 19 plans (Catastrophic, Bronze, Silver, Gold)
- UnitedHealthcare — 14 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Blue Advantage Security HMO℠ 200 (33602TX0460678) | Blue Cross and Blue Shield of Texas | HMO | $562.74 | $10,600 | $10,600 | 1 |
|---|
| Bronze | UHC Bronze Essential ($0 Virtual Urgent Care) (40220TX0080045) | UnitedHealthcare | HMO | $458.82 | $10,600 | $10,600 | 10 |
|---|
| Silver | UHC Silver Standard (40220TX0080020) | UnitedHealthcare | HMO | $705.72 | $6,000 | $8,900 | 11 |
|---|
| Gold | UHC Gold Standard (40220TX0080024) | UnitedHealthcare | HMO | $608.97 | $2,000 | $8,200 | 11 |
|---|
One plan per metal level shown, of 33 plans in the county.
Benchmark silver premium by age
The benchmark plan (UnitedHealthcare) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $561.10 | $588.03 | $636.85 | $717.08 | $1,002.12 | $1,522.82 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.