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Marketplace health plans in Eau Claire County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Eau Claire County, Wisconsin has 34 Marketplace health plans from 3 insurers: 12 bronze, 12 silver, 9 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $746.29 per month; the lowest bronze premium is $577.34.
What changed vs 2025
- Benchmark silver premium up $84.08 a month (+12.7%) from 2025
- Lowest bronze premium up $94.16 a month
Market snapshot
- Residents under 65
- 88,938
- Insurers
- 3
- Plans by metal level
- 12 bronze, 12 silver, 9 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $746.29/mo
- Lowest bronze premium, age 40, before subsidies
- $577.34/mo
- Lowest gold premium, age 40, before subsidies
- $797.05/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Security Health Plan — 16 plans (Catastrophic, Bronze, Silver, Gold)
- Anthem Blue Cross and Blue Shield — 9 plans (Bronze, Silver, Gold)
- Medica — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | Select Protection (38166WI0180008) | Security Health Plan | EPO | $574.28 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Engage by Medica Bronze Share (57845WI0050029) | Medica | EPO | $577.34 | $8,000 | $10,600 | 12 |
|---|
| Silver | Select $6,000 - 40% (38166WI0180027) | Security Health Plan | EPO | $730.59 | $6,000 | $8,900 | 12 |
|---|
| Gold | Engage by Medica Gold $0 Copay PCP Visits (57845WI0050074) | Medica | EPO | $797.05 | $1,500 | $8,800 | 9 |
|---|
One plan per metal level shown, of 34 plans in the county.
Benchmark silver premium by age
The benchmark plan (Security Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $583.96 | $611.98 | $662.79 | $746.29 | $1,042.94 | $1,584.85 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.