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Marketplace health plans in Florence County, WI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Florence County, Wisconsin has 28 Marketplace health plans from 3 insurers: 11 bronze, 10 silver, 6 gold, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $756.22 per month; the lowest bronze premium is $498.47.
What changed vs 2026
- Benchmark silver premium up $171.91 a month (+29.4%) from 2026
- 8 fewer plans than 2026
- Lowest bronze premium up $67.87 a month
Market snapshot
- Residents under 65
- 3,285
- Insurers
- 3
- Plans by metal level
- 11 bronze, 10 silver, 6 gold, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $756.22/mo
- Lowest bronze premium, age 40, before subsidies
- $498.47/mo
- Lowest gold premium, age 40, before subsidies
- $804.96/mo
- Lowest silver deductible
- $3,400
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Aspirus Health Plan — 12 plans (Catastrophic, Bronze, Silver, Gold)
- HealthPartners — 8 plans (Bronze, Silver, Gold)
- Security Health Plan — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | HMO Catastrophic 12000 with 3 free PCP visits (86584WI0010008) | Aspirus Health Plan | HMO | $539.15 | $12,000 | $12,000 | 1 |
| Bronze | NE WI Select $7,500 Plus Bronze HSA (20173WI0130035) | HealthPartners | PPO | $498.47 | $7,500 | $12,000 | 11 |
| Silver | SimplyOne $6,400 - 40% (38166WI0270012) | Security Health Plan | EPO | $742.97 | $6,400 | $10,300 | 10 |
| Gold | Oak $2,500 Standard Gold (20173WI0130011) | HealthPartners | PPO | $804.96 | $2,500 | $8,600 | 6 |
One plan per metal level shown, of 28 plans in the county.
Benchmark silver premium by age
The benchmark plan (Security Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $591.73 | $620.12 | $671.60 | $756.22 | $1,056.81 | $1,605.93 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.