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Marketplace health plans in Florence County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Florence County, Wisconsin has 36 Marketplace health plans from 3 insurers: 13 bronze, 13 silver, 8 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $584.31 per month; the lowest bronze premium is $430.60.
What changed vs 2025
- Benchmark silver premium up $61.61 a month (+11.8%) from 2025
- 19 fewer plans than 2025
- Insurers exited: Quartz
- Lowest bronze premium up $54.01 a month
Market snapshot
- Residents under 65
- 3,285
- Insurers
- 3
- Plans by metal level
- 13 bronze, 13 silver, 8 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $584.31/mo
- Lowest bronze premium, age 40, before subsidies
- $430.60/mo
- Lowest gold premium, age 40, before subsidies
- $695.53/mo
- Lowest silver deductible
- $3,150
- Lowest out-of-pocket maximum
- $5,900
Insurers in the county
- Security Health Plan — 16 plans (Catastrophic, Bronze, Silver, Gold)
- Aspirus Health Plan — 12 plans (Catastrophic, Bronze, Silver, Gold)
- HealthPartners — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | HMO Catastrophic 10600 with 3 free PCP visits (86584WI0010008) | Aspirus Health Plan | HMO | $440.51 | $10,600 | $10,600 | 2 |
|---|
| Bronze | NE WI Select $8,400 HSA Bronze (20173WI0130038) | HealthPartners | PPO | $430.60 | $8,400 | $8,400 | 13 |
|---|
| Silver | NE WI Select $3,800 HSA Silver (20173WI0130037) | HealthPartners | PPO | $563.70 | $3,800 | $8,000 | 13 |
|---|
| Gold | SimplyOne $3,500 - 30% (38166WI0270001) | Security Health Plan | EPO | $695.53 | $3,500 | $7,900 | 8 |
|---|
One plan per metal level shown, of 36 plans in the county.
Benchmark silver premium by age
The benchmark plan (HealthPartners) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $457.21 | $479.16 | $518.93 | $584.31 | $816.58 | $1,240.87 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.