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Marketplace health plans in Manitowoc County, WI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Manitowoc County, Wisconsin has 34 Marketplace health plans from 2 insurers: 11 bronze, 12 silver, 11 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $725.66 per month; the lowest bronze premium is $551.80.
What changed vs 2026
- Benchmark silver premium up $183.51 a month (+33.8%) from 2026
- 6 fewer plans than 2026
- Insurers exited: Anthem Blue Cross and Blue Shield
- Lowest bronze premium up $104.04 a month
Market snapshot
- Residents under 65
- 63,288
- Insurers
- 2
- Plans by metal level
- 11 bronze, 12 silver, 11 gold
- Benchmark silver premium, age 40, before subsidies
- $725.66/mo
- Lowest bronze premium, age 40, before subsidies
- $551.80/mo
- Lowest gold premium, age 40, before subsidies
- $835.07/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $7,500
Insurers in the county
- CareSource (Common Ground Healthcare) — 18 plans (Bronze, Silver, Gold)
- UnitedHealthcare — 16 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Bronze | Low Premium Bronze EPO 12000 $50 PCP HSA (87416WI0030027) | CareSource (Common Ground Healthcare) | EPO | $551.80 | $12,000 | $12,000 | 11 |
| Silver | Silver Standard EPO 6400 $40 PCP (87416WI0030042) | CareSource (Common Ground Healthcare) | EPO | $724.67 | $6,400 | $10,300 | 12 |
| Gold | Value Gold EPO 3700 $20 PCP (87416WI0030017) | CareSource (Common Ground Healthcare) | EPO | $835.07 | $3,700 | $9,600 | 11 |
One plan per metal level shown, of 34 plans in the county.
Benchmark silver premium by age
The benchmark plan (CareSource (Common Ground Healthcare)) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $567.81 | $595.07 | $644.47 | $725.66 | $1,014.11 | $1,541.04 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.