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Medicare plans in DeKalb County, AL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, DeKalb County, Alabama has 71 Medicare plans (27 Medicare Advantage with drug coverage, 7 without, 11 standalone Part D, 26 Special Needs) from 9 carriers. 42 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,250.
What changed vs 2026
- 6 more plans than 2026
- $0-premium plans up 17
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 12,748
- Residents 60–64, aging in over the next five years
- 4,995
- Medicare eligibles
- 16,745
- Medicare Advantage penetration
- 58.0%
- Plans per 1,000 residents 65+
- 5.6
Carriers by number of plans
- Devoted Health — 18 plans
- UnitedHealthcare — 16 plans
- Humana — 15 plans
- HealthSpring — 7 plans
- Aetna Medicare — 6 plans
- Simpra Advantage — 3 plans
- Blue Cross and Blue Shield of Alabama — 2 plans
- BlueRx (PDP) — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE ENHANCED 014 AL (PPO C-SNP) (H7028-014-0) | Devoted Health | SNP | PPO C-SNP | $0 | $650 | $6,100 | 4.5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 018 AL (PPO C-SNP) (H7028-018-0) | Devoted Health | SNP | PPO C-SNP | $0 | $700 | $7,700 | 4.5 |
| DEVOTED C-SNP CHOICE PLUS 016 AL (PPO C-SNP) (H7028-016-0) | Devoted Health | SNP | PPO C-SNP | $0 | $650 | $9,850 | 4.5 |
| DEVOTED CHOICE 008 AL (PPO) (H7028-008-0) | Devoted Health | MA-PD | PPO | $0 | $650 | $5,600 | 4.5 |
| DEVOTED CHOICE GIVEBACK 010 AL (PPO) (H7028-010-0) | Devoted Health | MA-PD | PPO | $0 | $650 | $9,850 | 4.5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 039 AL (PPO) (H7028-039-0) | Devoted Health | MA-PD | PPO | $0 | $700 | $7,700 | 4.5 |
| DEVOTED DUAL CHOICE FULL 012 AL (PPO D-SNP) (H7028-012-0) | Devoted Health | SNP | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H4461-078 (HMO) (H4461-078-0) | Humana | MA-PD | HMO | $0 | $700 | $6,360 | 4.5 |
| Humana USAA Honor Giveback (HMO) (H4461-075-0) | Humana | MA | HMO | $0 | $4,150 | 4.5 | |
| Humana Value Plus H7617-089 (PPO) (H7617-089-0) | Humana | MA-PD | PPO | $0.50 | $400 | $6,200 | 4.5 |
Showing 10 of 71 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.