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Medicare plans in Etowah County, AL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Etowah County, Alabama has 76 Medicare plans (30 Medicare Advantage with drug coverage, 7 without, 12 standalone Part D, 27 Special Needs) from 10 carriers. 27 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,900.
Market snapshot
- Residents 65 and older
- 20,340
- Residents 60–64, aging in over the next five years
- 6,507
- Medicare eligibles
- 26,530
- Medicare Advantage penetration
- 66.4%
- Plans per 1,000 residents 65+
- 3.7
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 14 plans
- Devoted Health — 11 plans
- HealthSpring — 11 plans
- Aetna Medicare — 5 plans
- VIVA Medicare — 4 plans
- Blue Cross and Blue Shield of Alabama — 3 plans
- Simpra Advantage — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| HealthSpring Achieve (HMO C-SNP) (H4513-094-0) | HealthSpring | SNP | HMO C-SNP | $0 | $200 | $4,200 | 4.5 |
|---|
| HealthSpring Preferred (HMO) (H4513-077-1) | HealthSpring | MA-PD | HMO | $0 | $200 | $4,750 | 4.5 |
|---|
| HealthSpring Preferred AL (HMO) (H4513-046-2) | HealthSpring | MA-PD | HMO | $0 | $590 | $8,850 | 4.5 |
|---|
| HealthSpring Preferred Full Savings (HMO) (H4513-088-0) | HealthSpring | MA-PD | HMO | $0 | $500 | $5,600 | 4.5 |
|---|
| HumanaChoice H7617-091 (PPO) (H7617-091-0) | Humana | MA-PD | PPO | $0 | $590 | $4,000 | 4.5 |
|---|
| VIVA Medicare Plus (HMO) (H0154-015-2) | VIVA Medicare | MA-PD | HMO | $0 | $350 | $9,250 | 4.5 |
|---|
| HealthSpring TotalCare (HMO D-SNP) (H4513-055-0) | HealthSpring | SNP | HMO D-SNP | $3.30 | $615 | $5,900 | 4.5 |
|---|
| HealthSpring TotalCare Plus (HMO D-SNP) (H4513-063-0) | HealthSpring | SNP | HMO D-SNP | $6.50 | $615 | $5,000 | 4.5 |
|---|
| HealthSpring Preferred Plus (HMO) (H4513-087-1) | HealthSpring | MA-PD | HMO | $20 | $200 | $4,750 | 4.5 |
|---|
| HumanaChoice H7617-090 (PPO) (H7617-090-0) | Humana | MA-PD | PPO | $20 | $615 | $3,000 | 4.5 |
|---|
Showing 10 of 76 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.