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Medicare plans in San Bernardino County, CA — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, San Bernardino County, California has 105 Medicare plans (45 Medicare Advantage with drug coverage, 4 without, 10 standalone Part D, 46 Special Needs) from 19 carriers. 82 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $295.
What changed vs 2026
- 5 fewer plans than 2026
- Carriers exited: Central Health Medicare Plan
- $0-premium plans up 2
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 276,984
- Residents 60–64, aging in over the next five years
- 123,046
- Medicare eligibles
- 355,900
- Medicare Advantage penetration
- 67.2%
- Plans per 1,000 residents 65+
- 0.4
Carriers by number of plans
- Alignment Health Plan — 13 plans
- Humana — 11 plans
- SCAN Health Plan — 11 plans
- Champion Health Plan — 9 plans
- UnitedHealthcare — 9 plans
- Aetna Medicare — 7 plans
- Clever Care Health Plan — 6 plans
- Wellcare — 6 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Clever Care Breathe Select+ (HMO C-SNP) (H7607-019-0) | Clever Care Health Plan | SNP | HMO C-SNP | $0 | $0 | $499 | 4.5 |
| Clever Care Breathe+ (HMO C-SNP) (H7607-017-0) | Clever Care Health Plan | SNP | HMO C-SNP | $0 | $700 | $9,850 | 4.5 |
| Clever Care Longevity (HMO) (H7607-014-0) | Clever Care Health Plan | MA-PD | HMO | $0 | $0 | $499 | 4.5 |
| Clever Care Total Choice+ (HMO C-SNP) (H7607-018-0) | Clever Care Health Plan | SNP | HMO C-SNP | $0 | $0 | $499 | 4.5 |
| Clever Care Total+ (HMO C-SNP) (H7607-016-0) | Clever Care Health Plan | SNP | HMO C-SNP | $0 | $700 | $9,850 | 4.5 |
| Clever Care Value (HMO) (H7607-015-0) | Clever Care Health Plan | MA-PD | HMO | $0 | $0 | $1,999 | 4.5 |
| Kaiser Permanente Dual Complete South P6 (HMO D-SNP) (H8794-006-0) | Kaiser Permanente | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Kaiser Permanente Senior Advantage Inland Empire (HMO) (H0524-015-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $2,500 | 4.5 |
| Kaiser Permanente Sr Advantage Inland Empire Value (HMO) (H0524-081-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $4,450 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-114-0) | Humana | PDP | PDP | $118.30 | $700 | 4.5 |
Showing 10 of 105 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.