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Medicare plans in Orange County, CA — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Orange County, California has 116 Medicare plans (58 Medicare Advantage with drug coverage, 6 without, 12 standalone Part D, 40 Special Needs) from 19 carriers. 79 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $199.
Market snapshot
- Residents 65 and older
- 514,824
- Residents 60–64, aging in over the next five years
- 199,942
- Medicare eligibles
- 609,336
- Medicare Advantage penetration
- 56.0%
- Plans per 1,000 residents 65+
- 0.2
Carriers by number of plans
- Alignment Health Plan — 17 plans
- Humana — 10 plans
- SCAN Health Plan — 10 plans
- UnitedHealthcare — 9 plans
- Aetna Medicare — 8 plans
- Wellcare — 8 plans
- Anthem Blue Cross — 7 plans
- Central Health Medicare Plan — 7 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
| Aetna Medicare Signature (PPO) (H5521-419-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $6,350 | 4.5 |
| Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) (H0524-003-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $699 | 4.5 |
| Kaiser Permanente Sr Advantage LA, Orange Value (HMO) (H0524-078-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $1,999 | 4.5 |
| Aetna Medicare Enhanced (PPO) (H5521-578-0) | Aetna Medicare | MA-PD | PPO | $59 | $615 | $5,500 | 4.5 |
| Aetna Medicare Eagle (PPO) (H5521-369-0) | Aetna Medicare | MA | PPO | | | $6,750 | 4.5 |
| AARP Medicare Advantage from UHC CA-005P (HMO-POS) (H0543-169-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $355 | $800 | 4.0 |
| AARP Medicare Advantage from UHC CA-021P (HMO-POS) (H0543-220-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $355 | $800 | 4.0 |
| AARP Medicare Advantage Giveback from UHC CA-20 (HMO-POS) (H0543-237-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $520 | $800 | 4.0 |
| Alignment Health Balance (HMO C-SNP) (H3815-033-0) | Alignment Health Plan | SNP | HMO C-SNP | $0 | $0 | $1,499 | 4.0 |
| Alignment Health Heart & Diabetes (HMO C-SNP) (H3815-010-0) | Alignment Health Plan | SNP | HMO C-SNP | $0 | $0 | $1,499 | 4.0 |
Showing 10 of 116 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.