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Medicare plans in Orange County, CA — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Orange County, California has 121 Medicare plans (57 Medicare Advantage with drug coverage, 5 without, 10 standalone Part D, 49 Special Needs) from 18 carriers. 93 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $199.

What changed vs 2026

  • 5 more plans than 2026
  • Carriers entered: VillageHealth
  • Carriers exited: Central Health Medicare Plan, Providence Medicare Advantage Plans
  • $0-premium plans up 8
  • Average star rating up 0.1

Market snapshot

Residents 65 and older
514,824
Residents 60–64, aging in over the next five years
199,942
Medicare eligibles
610,935
Medicare Advantage penetration
55.9%
Plans per 1,000 residents 65+
0.2

Carriers by number of plans

  • Alignment Health Plan — 19 plans
  • SCAN Health Plan — 14 plans
  • Humana — 11 plans
  • Champion Health Plan — 10 plans
  • UnitedHealthcare — 10 plans
  • Anthem Blue Cross — 7 plans
  • Blue Shield of California — 7 plans
  • Wellcare — 7 plans

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
Clever Care Breathe Select+ (HMO C-SNP) (H7607-019-0)Clever Care Health PlanSNPHMO C-SNP$0$0$4994.5
Clever Care Breathe+ (HMO C-SNP) (H7607-017-0)Clever Care Health PlanSNPHMO C-SNP$0$700$9,8504.5
Clever Care Longevity (HMO) (H7607-014-0)Clever Care Health PlanMA-PDHMO$0$0$4994.5
Clever Care Total Choice+ (HMO C-SNP) (H7607-018-0)Clever Care Health PlanSNPHMO C-SNP$0$0$4994.5
Clever Care Total+ (HMO C-SNP) (H7607-016-0)Clever Care Health PlanSNPHMO C-SNP$0$700$9,8504.5
Clever Care Value (HMO) (H7607-015-0)Clever Care Health PlanMA-PDHMO$0$0$1,9994.5
Kaiser Permanente Dual Complete South P10 (HMO D-SNP) (H8794-010-0)Kaiser PermanenteSNPHMO D-SNP$0$700$9,8504.5
Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) (H0524-003-0)Kaiser PermanenteMA-PDHMO$0$0$9994.5
Kaiser Permanente Sr Advantage LA, Orange Value (HMO) (H0524-078-0)Kaiser PermanenteMA-PDHMO$0$0$2,9004.5
Humana Basic Rx Plan (PDP) (S5884-114-0)HumanaPDPPDP$118.30$7004.5

Showing 10 of 121 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.