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Medicare plans in Baker County, FL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Baker County, Florida has 55 Medicare plans (17 Medicare Advantage with drug coverage, 8 without, 10 standalone Part D, 20 Special Needs) from 6 carriers. 23 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,700.
Market snapshot
- Residents 65 and older
- 4,335
- Residents 60–64, aging in over the next five years
- 1,616
- Medicare eligibles
- 5,824
- Medicare Advantage penetration
- 44.7%
- Plans per 1,000 residents 65+
- 12.7
Carriers by number of plans
- Humana — 23 plans
- UnitedHealthcare — 12 plans
- Aetna Medicare — 7 plans
- Wellcare — 5 plans
- Florida Blue — 4 plans
- Gold Kidney Health Plan — 4 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| AARP Medicare Advantage CareFlex from UHC FL-37 (HMO-POS) (H1045-067-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $6,700 | 4.5 |
|---|
| AARP Medicare Advantage from UHC FL-0005 (HMO-POS) (H1045-026-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $270 | $3,900 | 4.5 |
|---|
| Aetna Medicare Signature (PPO) (H5521-033-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $6,750 | 4.5 |
|---|
| Aetna Medicare Signature (PPO) (H5521-705-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $6,750 | 4.5 |
|---|
| Aetna Medicare Signature (PPO) (H5521-434-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $5,900 | 4.5 |
|---|
| Aetna Medicare Signature (PPO) (H5521-269-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $6,750 | 4.5 |
|---|
| Humana Dual Integrated (HMO D-SNP) (H1036-340-0) | Humana | SNP | HMO D-SNP | $0 | $0 | $9,250 | 4.5 |
|---|
| Humana Full Access Giveback H7617-111 (PPO) (H7617-111-0) | Humana | MA-PD | PPO | $0 | $600 | $6,750 | 4.5 |
|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-338-0) | Humana | SNP | HMO C-SNP | $0 | $615 | $3,300 | 4.5 |
|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-302-0) | Humana | SNP | HMO C-SNP | $0 | $615 | $3,300 | 4.5 |
|---|
Showing 10 of 55 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.