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Medicare plans in Baker County, FL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Baker County, Florida has 48 Medicare plans (12 Medicare Advantage with drug coverage, 6 without, 11 standalone Part D, 19 Special Needs) from 7 carriers. 28 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,700.
What changed vs 2026
- 7 fewer plans than 2026
- Carriers entered: HealthSpring
- $0-premium plans down 2
- Average star rating down 0.2
Market snapshot
- Residents 65 and older
- 4,335
- Residents 60–64, aging in over the next five years
- 1,616
- Medicare eligibles
- 5,831
- Medicare Advantage penetration
- 44.7%
- Plans per 1,000 residents 65+
- 11.1
Carriers by number of plans
- Humana — 22 plans
- UnitedHealthcare — 13 plans
- Gold Kidney Health Plan — 5 plans
- Florida Blue — 4 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Dual Integrated (HMO D-SNP) (H1036-340-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Select H1036-210 (HMO D-SNP) (H1036-210-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Dual Select H1036-314 (HMO D-SNP) (H1036-314-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Essentials Plus Giveback (PPO) (H7617-126-0) | Humana | MA-PD | PPO | $0 | $700 | $7,150 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-302-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $3,300 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-338-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $2,850 | 4.5 |
| Humana Gold Plus Giveback H1036-270 (HMO) (H1036-270-0) | Humana | MA-PD | HMO | $0 | $0 | $3,900 | 4.5 |
| Humana Gold Plus H1036-068 (HMO) (H1036-068-0) | Humana | MA-PD | HMO | $0 | $700 | $3,300 | 4.5 |
| Humana Gold Plus Lung (HMO C-SNP) (H1036-316-0) | Humana | SNP | HMO C-SNP | $0 | $700 | $3,300 | 4.5 |
| Humana USAA Honor Giveback (HMO) (H1036-290-0) | Humana | MA | HMO | $0 | $6,700 | 4.5 |
Showing 10 of 48 plans.
Nearby counties
Agent Tools
- Estimate drug costs in this county
- Marketplace (ACA) plans in this county
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.