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Medicare plans in Clay County, FL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Clay County, Florida has 90 Medicare plans (31 Medicare Advantage with drug coverage, 9 without, 11 standalone Part D, 39 Special Needs) from 12 carriers. 67 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $500.
What changed vs 2026
- 5 fewer plans than 2026
- $0-premium plans up 6
- Average star rating down 0.2
Market snapshot
- Residents 65 and older
- 39,006
- Residents 60–64, aging in over the next five years
- 15,934
- Medicare eligibles
- 53,263
- Medicare Advantage penetration
- 42.8%
- Plans per 1,000 residents 65+
- 2.3
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 16 plans
- Aetna Medicare — 11 plans
- CarePlus Health Plans, Inc. — 10 plans
- Devoted Health — 10 plans
- Wellcare — 7 plans
- Gold Kidney Health Plan — 5 plans
- Florida Blue — 4 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) (H0710-010-0) | UnitedHealthcare | SNP | PPO I-SNP | $6.10 | $700 | $9,850 | 5.0 |
| Longevity Health Plan (HMO I-SNP) (H1644-001-0) | Longevity Health Plan | SNP | HMO I-SNP | $7.30 | $700 | $9,850 | 5.0 |
| DEVOTED C-SNP ENHANCED 071 FL (HMO C-SNP) (H1290-071-0) | Devoted Health | SNP | HMO C-SNP | $0 | $465 | $5,300 | 4.5 |
| DEVOTED C-SNP PLUS 090 FL (HMO C-SNP) (H1290-090-0) | Devoted Health | SNP | HMO C-SNP | $0 | $461 | $9,850 | 4.5 |
| DEVOTED CORE 029 FL (HMO) (H1290-029-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $4,950 | 4.5 |
| DEVOTED CORE 059 FL (HMO) (H1290-059-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $4,800 | 4.5 |
| DEVOTED DUAL 023 FL (HMO D-SNP) (H1290-023-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $5,300 | 4.5 |
| DEVOTED DUAL FULL 083 FL (HMO D-SNP) (H1290-083-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) (H1290-052-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED GIVEBACK 031 FL (HMO) (H1290-031-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $7,750 | 4.5 |
Showing 10 of 90 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.