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Medicare plans in Clay County, FL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Clay County, Florida has 95 Medicare plans (34 Medicare Advantage with drug coverage, 11 without, 10 standalone Part D, 40 Special Needs) from 12 carriers. 51 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $500.
Market snapshot
- Residents 65 and older
- 39,006
- Residents 60–64, aging in over the next five years
- 15,934
- Medicare eligibles
- 53,063
- Medicare Advantage penetration
- 42.9%
- Plans per 1,000 residents 65+
- 2.4
Carriers by number of plans
- Humana — 22 plans
- UnitedHealthcare — 15 plans
- Aetna Medicare — 12 plans
- CarePlus Health Plans, Inc. — 11 plans
- Devoted Health — 9 plans
- Wellcare — 8 plans
- Florida Blue — 4 plans
- Gold Kidney Health Plan — 4 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| DEVOTED CORE 029 FL (HMO) (H1290-029-0) | Devoted Health | MA-PD | HMO | $0 | $595 | $4,900 | 5.0 |
|---|
| DEVOTED CORE 059 FL (HMO) (H1290-059-0) | Devoted Health | MA-PD | HMO | $0 | $0 | $4,900 | 5.0 |
|---|
| DEVOTED DUAL FULL 083 FL (HMO D-SNP) (H1290-083-0) | Devoted Health | SNP | HMO D-SNP | $0 | $615 | $9,250 | 5.0 |
|---|
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) (H1290-052-0) | Devoted Health | SNP | HMO D-SNP | $0 | $615 | $9,250 | 5.0 |
|---|
| DEVOTED GIVEBACK 031 FL (HMO) (H1290-031-0) | Devoted Health | MA-PD | HMO | $0 | $605 | $6,750 | 5.0 |
|---|
| DEVOTED C-SNP PLUS 090 FL (HMO C-SNP) (H1290-090-0) | Devoted Health | SNP | HMO C-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| DEVOTED C-SNP PREMIUM 071 FL (HMO C-SNP) (H1290-071-0) | Devoted Health | SNP | HMO C-SNP | $4.80 | $615 | $4,900 | 5.0 |
|---|
| DEVOTED DUAL 023 FL (HMO D-SNP) (H1290-023-0) | Devoted Health | SNP | HMO D-SNP | $4.80 | $615 | $4,900 | 5.0 |
|---|
| DEVOTED PREMIUM 044 FL (HMO) (H1290-044-2) | Devoted Health | MA-PD | HMO | $4.80 | $615 | $4,900 | 5.0 |
|---|
| AARP Medicare Advantage CareFlex from UHC FL-37 (HMO-POS) (H1045-067-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $600 | $6,700 | 4.5 |
|---|
Showing 10 of 95 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.