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Medicare plans in Lake County, FL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Lake County, Florida has 116 Medicare plans (43 Medicare Advantage with drug coverage, 12 without, 10 standalone Part D, 51 Special Needs) from 16 carriers. 72 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $500.
Market snapshot
- Residents 65 and older
- 109,863
- Residents 60–64, aging in over the next five years
- 29,802
- Medicare eligibles
- 125,741
- Medicare Advantage penetration
- 58.8%
- Plans per 1,000 residents 65+
- 1.1
Carriers by number of plans
- Humana — 28 plans
- UnitedHealthcare — 16 plans
- CarePlus Health Plans, Inc. — 12 plans
- Aetna Medicare — 9 plans
- Devoted Health — 8 plans
- Freedom Health, Inc. — 8 plans
- Wellcare — 8 plans
- Optimum HealthCare, Inc. — 5 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| DEVOTED CORE 027 FL (HMO) (H1290-027-0) | Devoted Health | MA-PD | HMO | $0 | $615 | $3,900 | 5.0 |
|---|
| DEVOTED CORE 060 FL (HMO) (H1290-060-0) | Devoted Health | MA-PD | HMO | $0 | $150 | $3,900 | 5.0 |
|---|
| DEVOTED DUAL 033 FL (HMO D-SNP) (H1290-033-0) | Devoted Health | SNP | HMO D-SNP | $0 | $615 | $3,900 | 5.0 |
|---|
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) (H1290-052-0) | Devoted Health | SNP | HMO D-SNP | $0 | $615 | $9,250 | 5.0 |
|---|
| DEVOTED GIVEBACK 035 FL (HMO) (H1290-035-0) | Devoted Health | MA-PD | HMO | $0 | $605 | $6,750 | 5.0 |
|---|
| DEVOTED C-SNP PLUS 091 FL (HMO C-SNP) (H1290-091-0) | Devoted Health | SNP | HMO C-SNP | $4.80 | $615 | $9,250 | 5.0 |
|---|
| DEVOTED C-SNP PREMIUM 070 FL (HMO C-SNP) (H1290-070-0) | Devoted Health | SNP | HMO C-SNP | $4.80 | $615 | $3,900 | 5.0 |
|---|
| DEVOTED PREMIUM 044 FL (HMO) (H1290-044-1) | Devoted Health | MA-PD | HMO | $4.80 | $615 | $3,900 | 5.0 |
|---|
| Aetna Medicare Chronic Care (HMO C-SNP) (H1609-085-0) | Aetna Medicare | SNP | HMO C-SNP | $0 | $200 | $5,500 | 4.5 |
|---|
| Aetna Medicare Select (HMO) (H1609-086-0) | Aetna Medicare | MA-PD | HMO | $0 | $200 | $4,150 | 4.5 |
|---|
Showing 10 of 116 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.