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Medicare plans in Orange County, FL — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Orange County, Florida has 117 Medicare plans (35 Medicare Advantage with drug coverage, 10 without, 11 standalone Part D, 61 Special Needs) from 19 carriers. 92 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $500.

What changed vs 2026

  • 16 fewer plans than 2026
  • Carriers entered: AmeriHealth Caritas VIP Care (HMO-D-SNP)
  • Carriers exited: Health First Health Plans, Inc.
  • $0-premium plans up 1
  • Average star rating down 0.2

Market snapshot

Residents 65 and older
191,739
Residents 60–64, aging in over the next five years
81,144
Medicare eligibles
227,902
Medicare Advantage penetration
61.9%
Plans per 1,000 residents 65+
0.6

Carriers by number of plans

  • Humana — 21 plans
  • UnitedHealthcare — 16 plans
  • CarePlus Health Plans, Inc. — 11 plans
  • Devoted Health — 10 plans
  • Freedom Health, Inc. — 8 plans
  • Wellcare — 8 plans
  • Aetna Medicare — 7 plans
  • Ultimate Health Plans — 5 plans

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
UHC Nursing Home Plan FL-F001 (PPO I-SNP) (H0710-010-0)UnitedHealthcareSNPPPO I-SNP$6.10$700$9,8505.0
Longevity Health Plan (HMO I-SNP) (H1644-001-0)Longevity Health PlanSNPHMO I-SNP$7.30$700$9,8505.0
DEVOTED C-SNP ENHANCED 074 FL (HMO C-SNP) (H1290-074-0)Devoted HealthSNPHMO C-SNP$0$465$4,4004.5
DEVOTED C-SNP PLUS 087 FL (HMO C-SNP) (H1290-087-0)Devoted HealthSNPHMO C-SNP$0$465$9,8504.5
DEVOTED CORE 005 FL (HMO) (H1290-005-0)Devoted HealthMA-PDHMO$0$650$3,9504.5
DEVOTED CORE 037 FL (HMO) (H1290-037-4)Devoted HealthMA-PDHMO$0$650$6,7504.5
DEVOTED CORE 063 FL (HMO) (H1290-063-0)Devoted HealthMA-PDHMO$0$650$3,9004.5
DEVOTED DUAL 022 FL (HMO D-SNP) (H1290-022-0)Devoted HealthSNPHMO D-SNP$0$700$4,4004.5
DEVOTED DUAL FULL 080 FL (HMO D-SNP) (H1290-080-0)Devoted HealthSNPHMO D-SNP$0$700$9,8504.5
DEVOTED DUAL QMB 052 FL (HMO D-SNP) (H1290-052-0)Devoted HealthSNPHMO D-SNP$0$700$9,8504.5

Showing 10 of 117 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.