Home › Agent Hub › Agent Tools › Medicare plans by county › Florida › Monroe County
Agent Tools
Medicare plans in Monroe County, FL — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Monroe County, Florida has 18 Medicare plans (4 Medicare Advantage with drug coverage, 3 without, 10 standalone Part D, 1 Special Needs) from 5 carriers. 0 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $6,700.
Market snapshot
- Residents 65 and older
- 20,247
- Residents 60–64, aging in over the next five years
- 6,919
- Medicare eligibles
- 19,269
- Medicare Advantage penetration
- 19.0%
- Plans per 1,000 residents 65+
- 0.9
Carriers by number of plans
- Humana — 6 plans
- UnitedHealthcare — 5 plans
- Florida Blue — 4 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) (R0759-003-0) | UnitedHealthcare | SNP | Regional PPO D-SNP | $4.80 | $615 | $9,250 | 3.5 |
|---|
| HumanaChoice R5826-074 (Regional PPO) (R5826-074-0) | Humana | MA-PD | Regional PPO | $41 | $615 | $7,550 | 3.5 |
|---|
| BlueMedicare Select (PPO) (H5434-045-0) | Florida Blue | MA-PD | PPO | $58.20 | $615 | $6,750 | 3.5 |
|---|
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) (R0759-001-0) | UnitedHealthcare | MA-PD | Regional PPO | $62 | $600 | $9,250 | 3.5 |
|---|
| HumanaChoice R5826-005 (Regional PPO) (R5826-005-0) | Humana | MA-PD | Regional PPO | $184 | $615 | $6,700 | 3.5 |
|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) (R0759-002-0) | UnitedHealthcare | MA | Regional PPO | | | $9,250 | 3.5 |
|---|
| BlueMedicare Patriot (PPO) (H5434-046-0) | Florida Blue | MA | PPO | | | $6,750 | 3.5 |
|---|
| HumanaChoice R5826-018 (Regional PPO) (R5826-018-0) | Humana | MA | Regional PPO | | | $7,550 | 3.5 |
|---|
| Wellcare Classic (PDP) (S4802-083-0) | Wellcare | PDP | PDP | $0 | $615 | | Not rated |
|---|
| Wellcare Value Script (PDP) (S4802-146-0) | Wellcare | PDP | PDP | $0 | $615 | | Not rated |
|---|
Showing 10 of 18 plans.
Nearby counties
Agent Tools
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.